Fjord BankTermijndeposito

Deposit · 1 year · AB Fjord Bank · Lithuania · via Raisin
Rate
3.15%
1 year fixed
since 21 Oct 2026
Your return on €25,000
€788
interest per year
Deposit guarantee
€25,000 fully protected
Lithuanian scheme

AB Fjord Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 1 year: €788.
Interest built up over 1 year
€ 0€ 500start6 mo1 yr€788After 1 month: €65.63 rate · balance €25,065.63After 2 months: €131.25 rate · balance €25,131.25After 3 months: €196.88 rate · balance €25,196.88After 4 months: €262.50 rate · balance €25,262.50After 5 months: €328.13 rate · balance €25,328.13After 6 months: €393.75 rate · balance €25,393.75After 7 months: €459.38 rate · balance €25,459.38After 8 months: €525 rate · balance €25,525After 9 months: €590.63 rate · balance €25,590.63After 10 months: €656.25 rate · balance €25,656.25After 11 months: €721.88 rate · balance €25,721.88After 12 months: €787.50 rate · balance €25,787.50

Rate and conditions

BalanceRate
€0 – and up3.15%
Interest payout
end of term, paid out
Fees
none
Rate valid since
21 Oct 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€10,000
Maximum deposit
€95,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€25,000 fully protected
Lithuanian scheme

AB Fjord Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Licence and verification
Institution
AB Fjord Bank
Status
Verified European deposit guarantee scheme
Scheme
Indėlių ir investicijų draudimas (IID) (Lithuania)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsViešoji įstaigai „Indėlių ir investicijų draudimas“
source ↗ · 2 Nov 2026
Taxes
Country
Lithuania
Withholding tax
Withholding tax applies
Standard rate
15.00%
For a Dutch saver
10.00% (after paperwork)
Notes
Lithuania withholds by default 15% tax at source. For a Dutch saver 10% remains withheld; the Dutch tax office usually does not credit it in box 3. A reduction takes a form.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 20263 Oct 2026now3.15%3.40% from 2 Sep 2026 until 15 Sep 20263.25% from 15 Sep 2026 until 21 Oct 20263.15% from 21 Oct 2026 until now
FromRateUntil
21 Oct 20263.15%current
15 Sep 20263.25%21 Oct 2026
2 Sep 20263.40%15 Sep 2026

All historic rates of Fjord Bank →All savings products of Fjord Bank →

  • 21 Oct 2026Fjord Bank – Termijndeposito (12 mo): 3.25% → 3.15%
  • 15 Sep 2026Fjord Bank – Termijndeposito (12 mo): 3.40% → 3.25%
  • 2 Sep 2026New: Fjord Bank – Termijndeposito (12 mo) 3.40%

Rate checked on 2 Nov 2026.

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