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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Fjord Bank
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Fjord BankTermijndeposito

Deposit · 2 years · AB Fjord Bank · Lithuania · via Raisin
Open an account at Fjord Bank
Rate
3.35%
2 years fixed
EffectiveThe effective annual rate for €16,800: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
3.30%
for €16,800
Your return on €16,800
€554
per year, annualised · €1,126 total over 2 years
Deposit guarantee
€16,800 fully protected
Lithuanian scheme

AB Fjord Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 2 years: €1,126.
Interest built up over 2 years
€ 0€ 500€ 1kstart1 yr2 yrs€1,126After 1 month: €46.90 rate · balance €16,846.90After 2 months: €93.80 rate · balance €16,893.80After 3 months: €140.70 rate · balance €16,940.70After 4 months: €187.60 rate · balance €16,987.60After 5 months: €234.50 rate · balance €17,034.50After 6 months: €281.40 rate · balance €17,081.40After 7 months: €328.30 rate · balance €17,128.30After 8 months: €375.20 rate · balance €17,175.20

Rate and conditions

BalanceRate
€0 – and up3.35%
Interest payout
end of term, paid out
Fees
none
Rate valid since
28 Aug 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€10,000
Maximum deposit
€95,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€16,800 fully protected
Lithuanian scheme

AB Fjord Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Licence and verification
Institution
AB Fjord Bank
Status
Verified European deposit guarantee scheme
Scheme
Indėlių ir investicijų draudimas (IID) (Lithuania)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsViešoji įstaigai „Indėlių ir investicijų draudimas“
source ↗ · 18 Sep 2026
Taxes
Country
Lithuania
Withholding tax
Withholding tax applies
Standard rate
15.00%
For a Dutch saver
10.00% (after paperwork)
Notes
Litouwen heft 15%; met een Litouwse woonplaatsverklaring (uiterlijk 4 weken voor de vervaldatum) verlaagd naar 10%.

Rate history

3.35% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Fjord Bank →All savings products of Fjord Bank →

  • 2 Sep 2026New: Fjord Bank – Termijndeposito (24 mo) 3.35%

Rate checked on 18 Sep 2026.

Other offers from Fjord Bank

3 months · 1.90% · Raisin6 months · 2.85% · Raisin9 months · 3.00% · Raisin1 year · 3.25% · Raisin18 months · 3.35% · Raisin3 years · 3.20% · Raisin4 years · 3.20% · Raisin5 years · 3.30% · Raisin
After 9 months: €422.10 rate · balance €17,222.10After 10 months: €469.00 rate · balance €17,269After 11 months: €515.90 rate · balance €17,315.90After 12 months: €562.80 rate · balance €17,362.80After 13 months: €609.70 rate · balance €17,409.70After 14 months: €656.60 rate · balance €17,456.60After 15 months: €703.50 rate · balance €17,503.50After 16 months: €750.40 rate · balance €17,550.40After 17 months: €797.30 rate · balance €17,597.30After 18 months: €844.20 rate · balance €17,644.20After 19 months: €891.10 rate · balance €17,691.10After 20 months: €938.00 rate · balance €17,738After 21 months: €984.90 rate · balance €17,784.90After 22 months: €1,031.80 rate · balance €17,831.80After 23 months: €1,078.70 rate · balance €17,878.70After 24 months: €1,125.60 rate · balance €17,925.60
€ 0€ 500€ 1kstart1 yr2 yrs€1,126After 1 month: €46.90 rate · balance €16,846.90After 2 months: €93.80 rate · balance €16,893.80After 3 months: €140.70 rate · balance €16,940.70After 4 months: €187.60 rate · balance €16,987.60After 5 months: €234.50 rate · balance €17,034.50After 6 months: €281.40 rate · balance €17,081.40After 7 months: €328.30 rate · balance €17,128.30After 8 months: €375.20 rate · balance €17,175.20After 9 months: €422.10 rate · balance €17,222.10After 10 months: €469.00 rate · balance €17,269After 11 months: €515.90 rate · balance €17,315.90After 12 months: €562.80 rate · balance €17,362.80After 13 months: €609.70 rate · balance €17,409.70After 14 months: €656.60 rate · balance €17,456.60After 15 months: €703.50 rate · balance €17,503.50After 16 months: €750.40 rate · balance €17,550.40After 17 months: €797.30 rate · balance €17,597.30After 18 months: €844.20 rate · balance €17,644.20After 19 months: €891.10 rate · balance €17,691.10After 20 months: €938.00 rate · balance €17,738After 21 months: €984.90 rate · balance €17,784.90After 22 months: €1,031.80 rate · balance €17,831.80After 23 months: €1,078.70 rate · balance €17,878.70After 24 months: €1,125.60 rate · balance €17,925.60
Per year
AfterInterest up to thenBalance
1 year€563€17,363
2 years€1,126€17,926

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe