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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Fjord Bank
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Fjord BankTermijndeposito

Deposit · 5 years · AB Fjord Bank · Lithuania · via Raisin
Open an account at Fjord Bank
Rate
3.30%
5 years fixed
EffectiveThe effective annual rate for €10,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
3.10%
for €10,000
Your return on €10,000
€310
per year, annualised · €1,650 total over 5 years
Deposit guarantee
€10,000 fully protected
Lithuanian scheme

AB Fjord Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 5 years: €1,650.
Interest built up over 5 years
€ 0€ 1kstart2 yrs4 yrs€1,650After 1 month: €27.50 rate · balance €10,027.50

Rate and conditions

BalanceRate
€0 – and up3.30%
Interest payout
end of term, paid out
Fees
none
Rate valid since
14 Aug 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€10,000
Maximum deposit
€95,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€10,000 fully protected
Lithuanian scheme

AB Fjord Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Licence and verification
Institution
AB Fjord Bank
Status
Verified European deposit guarantee scheme
Scheme
Indėlių ir investicijų draudimas (IID) (Lithuania)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsViešoji įstaigai „Indėlių ir investicijų draudimas“
source ↗ · 18 Sep 2026
Taxes
Country
Lithuania
Withholding tax
Withholding tax applies
Standard rate
15.00%
For a Dutch saver
10.00% (after paperwork)
Notes
Litouwen heft 15%; met een Litouwse woonplaatsverklaring (uiterlijk 4 weken voor de vervaldatum) verlaagd naar 10%.

Rate history

3.30% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Fjord Bank →All savings products of Fjord Bank →

  • 2 Sep 2026New: Fjord Bank – Termijndeposito (60 mo) 3.30%

Rate checked on 18 Sep 2026.

Other offers from Fjord Bank

3 months · 1.90% · Raisin6 months · 2.85% · Raisin9 months · 3.00% · Raisin1 year · 3.25% · Raisin18 months · 3.35% · Raisin2 years · 3.35% · Raisin3 years · 3.20% · Raisin4 years · 3.20% · Raisin
After 2 months: €55 rate · balance €10,055After 3 months: €82.50 rate · balance €10,082.50After 4 months: €110 rate · balance €10,110After 5 months: €137.50 rate · balance €10,137.50After 6 months: €165 rate · balance €10,165After 7 months: €192.50 rate · balance €10,192.50After 8 months: €220 rate · balance €10,220After 9 months: €247.50 rate · balance €10,247.50After 10 months: €275 rate · balance €10,275After 11 months: €302.50 rate · balance €10,302.50After 12 months: €330 rate · balance €10,330After 13 months: €357.50 rate · balance €10,357.50After 14 months: €385 rate · balance €10,385After 15 months: €412.50 rate · balance €10,412.50After 16 months: €440 rate · balance €10,440After 17 months: €467.50 rate · balance €10,467.50After 18 months: €495 rate · balance €10,495After 19 months: €522.50 rate · balance €10,522.50After 20 months: €550 rate · balance €10,550After 21 months: €577.50 rate · balance €10,577.50After 22 months: €605 rate · balance €10,605After 23 months: €632.50 rate · balance €10,632.50After 24 months: €660 rate · balance €10,660After 25 months: €687.50 rate · balance €10,687.50After 26 months: €715 rate · balance €10,715After 27 months: €742.50 rate · balance €10,742.50After 28 months: €770 rate · balance €10,770After 29 months: €797.50 rate · balance €10,797.50After 30 months: €825 rate · balance €10,825After 31 months: €852.50 rate · balance €10,852.50After 32 months: €880 rate · balance €10,880After 33 months: €907.50 rate · balance €10,907.50After 34 months: €935 rate · balance €10,935After 35 months: €962.50 rate · balance €10,962.50After 36 months: €990 rate · balance €10,990After 37 months: €1,017.50 rate · balance €11,017.50After 38 months: €1,045 rate · balance €11,045After 39 months: €1,072.50 rate · balance €11,072.50After 40 months: €1,100 rate · balance €11,100After 41 months: €1,127.50 rate · balance €11,127.50After 42 months: €1,155 rate · balance €11,155After 43 months: €1,182.50 rate · balance €11,182.50After 44 months: €1,210 rate · balance €11,210After 45 months: €1,237.50 rate · balance €11,237.50After 46 months: €1,265 rate · balance €11,265After 47 months: €1,292.50 rate · balance €11,292.50After 48 months: €1,320 rate · balance €11,320After 49 months: €1,347.50 rate · balance €11,347.50After 50 months: €1,375 rate · balance €11,375After 51 months: €1,402.50 rate · balance €11,402.50After 52 months: €1,430 rate · balance €11,430After 53 months: €1,457.50 rate · balance €11,457.50After 54 months: €1,485 rate · balance €11,485After 55 months: €1,512.50 rate · balance €11,512.50After 56 months: €1,540 rate · balance €11,540After 57 months: €1,567.50 rate · balance €11,567.50After 58 months: €1,595 rate · balance €11,595After 59 months: €1,622.50 rate · balance €11,622.50After 60 months: €1,650 rate · balance €11,650
€ 0€ 1kstart1 yr2 yrs3 yrs4 yrs5 yrs€1,650After 1 month: €27.50 rate · balance €10,027.50After 2 months: €55 rate · balance €10,055After 3 months: €82.50 rate · balance €10,082.50After 4 months: €110 rate · balance €10,110After 5 months: €137.50 rate · balance €10,137.50After 6 months: €165 rate · balance €10,165After 7 months: €192.50 rate · balance €10,192.50After 8 months: €220 rate · balance €10,220After 9 months: €247.50 rate · balance €10,247.50After 10 months: €275 rate · balance €10,275After 11 months: €302.50 rate · balance €10,302.50After 12 months: €330 rate · balance €10,330After 13 months: €357.50 rate · balance €10,357.50After 14 months: €385 rate · balance €10,385After 15 months: €412.50 rate · balance €10,412.50After 16 months: €440 rate · balance €10,440After 17 months: €467.50 rate · balance €10,467.50After 18 months: €495 rate · balance €10,495After 19 months: €522.50 rate · balance €10,522.50After 20 months: €550 rate · balance €10,550After 21 months: €577.50 rate · balance €10,577.50After 22 months: €605 rate · balance €10,605After 23 months: €632.50 rate · balance €10,632.50After 24 months: €660 rate · balance €10,660After 25 months: €687.50 rate · balance €10,687.50After 26 months: €715 rate · balance €10,715After 27 months: €742.50 rate · balance €10,742.50After 28 months: €770 rate · balance €10,770After 29 months: €797.50 rate · balance €10,797.50After 30 months: €825 rate · balance €10,825After 31 months: €852.50 rate · balance €10,852.50After 32 months: €880 rate · balance €10,880After 33 months: €907.50 rate · balance €10,907.50After 34 months: €935 rate · balance €10,935After 35 months: €962.50 rate · balance €10,962.50After 36 months: €990 rate · balance €10,990After 37 months: €1,017.50 rate · balance €11,017.50After 38 months: €1,045 rate · balance €11,045After 39 months: €1,072.50 rate · balance €11,072.50After 40 months: €1,100 rate · balance €11,100After 41 months: €1,127.50 rate · balance €11,127.50After 42 months: €1,155 rate · balance €11,155After 43 months: €1,182.50 rate · balance €11,182.50After 44 months: €1,210 rate · balance €11,210After 45 months: €1,237.50 rate · balance €11,237.50After 46 months: €1,265 rate · balance €11,265After 47 months: €1,292.50 rate · balance €11,292.50After 48 months: €1,320 rate · balance €11,320After 49 months: €1,347.50 rate · balance €11,347.50After 50 months: €1,375 rate · balance €11,375After 51 months: €1,402.50 rate · balance €11,402.50After 52 months: €1,430 rate · balance €11,430After 53 months: €1,457.50 rate · balance €11,457.50After 54 months: €1,485 rate · balance €11,485After 55 months: €1,512.50 rate · balance €11,512.50After 56 months: €1,540 rate · balance €11,540After 57 months: €1,567.50 rate · balance €11,567.50After 58 months: €1,595 rate · balance €11,595After 59 months: €1,622.50 rate · balance €11,622.50After 60 months: €1,650 rate · balance €11,650
Per year
AfterInterest up to thenBalance
1 year€330€10,330
2 years€660€10,660
3 years€990€10,990
4 years€1,320€11,320
5 years€1,650€11,650

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

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