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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Fjord Bank
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Fjord BankTermijndeposito

Deposit · 5 years · AB Fjord Bank · Lithuania · via Raisin
Open an account at Fjord Bank
Rate
3.30%
5 years fixed
EffectiveThe effective annual rate for €16,600: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
3.10%
for €16,600
Your return on €16,600
€515
per year, annualised · €2,739 total over 5 years
Deposit guarantee
€16,600 fully protected
Lithuanian scheme

AB Fjord Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 5 years: €2,739.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,739

Rate and conditions

BalanceRate
€0 – and up3.30%
Interest payout
end of term, paid out
Fees
none
Rate valid since
14 Aug 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€10,000
Maximum deposit
€95,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€16,600 fully protected
Lithuanian scheme

AB Fjord Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Licence and verification
Institution
AB Fjord Bank
Status
Verified European deposit guarantee scheme
Scheme
Indėlių ir investicijų draudimas (IID) (Lithuania)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsViešoji įstaigai „Indėlių ir investicijų draudimas“
source ↗ · 18 Sep 2026
Taxes
Country
Lithuania
Withholding tax
Withholding tax applies
Standard rate
15.00%
For a Dutch saver
10.00% (after paperwork)
Notes
Litouwen heft 15%; met een Litouwse woonplaatsverklaring (uiterlijk 4 weken voor de vervaldatum) verlaagd naar 10%.

Rate history

3.30% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Fjord Bank →All savings products of Fjord Bank →

  • 2 Sep 2026New: Fjord Bank – Termijndeposito (60 mo) 3.30%

Rate checked on 18 Sep 2026.

Other offers from Fjord Bank

3 months · 1.90% · Raisin6 months · 2.85% · Raisin9 months · 3.00% · Raisin1 year · 3.25% · Raisin18 months · 3.35% · Raisin2 years · 3.35% · Raisin3 years · 3.20% · Raisin4 years · 3.20% · Raisin
After 1 month: €45.65 rate · balance €16,645.65After 2 months: €91.30 rate · balance €16,691.30After 3 months: €136.95 rate · balance €16,736.95After 4 months: €182.60 rate · balance €16,782.60After 5 months: €228.25 rate · balance €16,828.25After 6 months: €273.90 rate · balance €16,873.90After 7 months: €319.55 rate · balance €16,919.55After 8 months: €365.20 rate · balance €16,965.20After 9 months: €410.85 rate · balance €17,010.85After 10 months: €456.50 rate · balance €17,056.50After 11 months: €502.15 rate · balance €17,102.15After 12 months: €547.80 rate · balance €17,147.80After 13 months: €593.45 rate · balance €17,193.45After 14 months: €639.10 rate · balance €17,239.10After 15 months: €684.75 rate · balance €17,284.75After 16 months: €730.40 rate · balance €17,330.40After 17 months: €776.05 rate · balance €17,376.05After 18 months: €821.70 rate · balance €17,421.70After 19 months: €867.35 rate · balance €17,467.35After 20 months: €913.00 rate · balance €17,513After 21 months: €958.65 rate · balance €17,558.65After 22 months: €1,004.30 rate · balance €17,604.30After 23 months: €1,049.95 rate · balance €17,649.95After 24 months: €1,095.60 rate · balance €17,695.60After 25 months: €1,141.25 rate · balance €17,741.25After 26 months: €1,186.90 rate · balance €17,786.90After 27 months: €1,232.55 rate · balance €17,832.55After 28 months: €1,278.20 rate · balance €17,878.20After 29 months: €1,323.85 rate · balance €17,923.85After 30 months: €1,369.50 rate · balance €17,969.50After 31 months: €1,415.15 rate · balance €18,015.15After 32 months: €1,460.80 rate · balance €18,060.80After 33 months: €1,506.45 rate · balance €18,106.45After 34 months: €1,552.10 rate · balance €18,152.10After 35 months: €1,597.75 rate · balance €18,197.75After 36 months: €1,643.40 rate · balance €18,243.40After 37 months: €1,689.05 rate · balance €18,289.05After 38 months: €1,734.70 rate · balance €18,334.70After 39 months: €1,780.35 rate · balance €18,380.35After 40 months: €1,826.00 rate · balance €18,426After 41 months: €1,871.65 rate · balance €18,471.65After 42 months: €1,917.30 rate · balance €18,517.30After 43 months: €1,962.95 rate · balance €18,562.95After 44 months: €2,008.60 rate · balance €18,608.60After 45 months: €2,054.25 rate · balance €18,654.25After 46 months: €2,099.90 rate · balance €18,699.90After 47 months: €2,145.55 rate · balance €18,745.55After 48 months: €2,191.20 rate · balance €18,791.20After 49 months: €2,236.85 rate · balance €18,836.85After 50 months: €2,282.50 rate · balance €18,882.50After 51 months: €2,328.15 rate · balance €18,928.15After 52 months: €2,373.80 rate · balance €18,973.80After 53 months: €2,419.45 rate · balance €19,019.45After 54 months: €2,465.10 rate · balance €19,065.10After 55 months: €2,510.75 rate · balance €19,110.75After 56 months: €2,556.40 rate · balance €19,156.40After 57 months: €2,602.05 rate · balance €19,202.05After 58 months: €2,647.70 rate · balance €19,247.70After 59 months: €2,693.35 rate · balance €19,293.35After 60 months: €2,739.00 rate · balance €19,339.00
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€2,739After 1 month: €45.65 rate · balance €16,645.65After 2 months: €91.30 rate · balance €16,691.30After 3 months: €136.95 rate · balance €16,736.95After 4 months: €182.60 rate · balance €16,782.60After 5 months: €228.25 rate · balance €16,828.25After 6 months: €273.90 rate · balance €16,873.90After 7 months: €319.55 rate · balance €16,919.55After 8 months: €365.20 rate · balance €16,965.20After 9 months: €410.85 rate · balance €17,010.85After 10 months: €456.50 rate · balance €17,056.50After 11 months: €502.15 rate · balance €17,102.15After 12 months: €547.80 rate · balance €17,147.80After 13 months: €593.45 rate · balance €17,193.45After 14 months: €639.10 rate · balance €17,239.10After 15 months: €684.75 rate · balance €17,284.75After 16 months: €730.40 rate · balance €17,330.40After 17 months: €776.05 rate · balance €17,376.05After 18 months: €821.70 rate · balance €17,421.70After 19 months: €867.35 rate · balance €17,467.35After 20 months: €913.00 rate · balance €17,513After 21 months: €958.65 rate · balance €17,558.65After 22 months: €1,004.30 rate · balance €17,604.30After 23 months: €1,049.95 rate · balance €17,649.95After 24 months: €1,095.60 rate · balance €17,695.60After 25 months: €1,141.25 rate · balance €17,741.25After 26 months: €1,186.90 rate · balance €17,786.90After 27 months: €1,232.55 rate · balance €17,832.55After 28 months: €1,278.20 rate · balance €17,878.20After 29 months: €1,323.85 rate · balance €17,923.85After 30 months: €1,369.50 rate · balance €17,969.50After 31 months: €1,415.15 rate · balance €18,015.15After 32 months: €1,460.80 rate · balance €18,060.80After 33 months: €1,506.45 rate · balance €18,106.45After 34 months: €1,552.10 rate · balance €18,152.10After 35 months: €1,597.75 rate · balance €18,197.75After 36 months: €1,643.40 rate · balance €18,243.40After 37 months: €1,689.05 rate · balance €18,289.05After 38 months: €1,734.70 rate · balance €18,334.70After 39 months: €1,780.35 rate · balance €18,380.35After 40 months: €1,826.00 rate · balance €18,426After 41 months: €1,871.65 rate · balance €18,471.65After 42 months: €1,917.30 rate · balance €18,517.30After 43 months: €1,962.95 rate · balance €18,562.95After 44 months: €2,008.60 rate · balance €18,608.60After 45 months: €2,054.25 rate · balance €18,654.25After 46 months: €2,099.90 rate · balance €18,699.90After 47 months: €2,145.55 rate · balance €18,745.55After 48 months: €2,191.20 rate · balance €18,791.20After 49 months: €2,236.85 rate · balance €18,836.85After 50 months: €2,282.50 rate · balance €18,882.50After 51 months: €2,328.15 rate · balance €18,928.15After 52 months: €2,373.80 rate · balance €18,973.80After 53 months: €2,419.45 rate · balance €19,019.45After 54 months: €2,465.10 rate · balance €19,065.10After 55 months: €2,510.75 rate · balance €19,110.75After 56 months: €2,556.40 rate · balance €19,156.40After 57 months: €2,602.05 rate · balance €19,202.05After 58 months: €2,647.70 rate · balance €19,247.70After 59 months: €2,693.35 rate · balance €19,293.35After 60 months: €2,739.00 rate · balance €19,339.00
Per year
AfterInterest up to thenBalance
1 year€548€17,148
2 years€1,096€17,696
3 years€1,643€18,243
4 years€2,191€18,791
5 years€2,739€19,339

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

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