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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Fjord Bank
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Fjord BankTermijndeposito

Deposit · 5 years · AB Fjord Bank · Lithuania · via Raisin
Open an account at Fjord Bank
Rate
3.30%
5 years fixed
EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
3.10%
for €25,000
Your return on €25,000
€775
per year, annualised · €4,125 total over 5 years
Deposit guarantee
€25,000 fully protected
Lithuanian scheme

AB Fjord Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 5 years: €4,125.
Interest built up over 5 years
€ 0€ 2k€ 4kstart2 yrs4 yrs€4,125

Rate and conditions

BalanceRate
€0 – and up3.30%
Interest payout
end of term, paid out
Fees
none
Rate valid since
14 Aug 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€10,000
Maximum deposit
€95,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€25,000 fully protected
Lithuanian scheme

AB Fjord Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Licence and verification
Institution
AB Fjord Bank
Status
Verified European deposit guarantee scheme
Scheme
Indėlių ir investicijų draudimas (IID) (Lithuania)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsViešoji įstaigai „Indėlių ir investicijų draudimas“
source ↗ · 18 Sep 2026
Taxes
Country
Lithuania
Withholding tax
Withholding tax applies
Standard rate
15.00%
For a Dutch saver
10.00% (after paperwork)
Notes
Litouwen heft 15%; met een Litouwse woonplaatsverklaring (uiterlijk 4 weken voor de vervaldatum) verlaagd naar 10%.

Rate history

3.30% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Fjord Bank →All savings products of Fjord Bank →

  • 2 Sep 2026New: Fjord Bank – Termijndeposito (60 mo) 3.30%

Rate checked on 18 Sep 2026.

Other offers from Fjord Bank

3 months · 1.90% · Raisin6 months · 2.85% · Raisin9 months · 3.00% · Raisin1 year · 3.25% · Raisin18 months · 3.35% · Raisin2 years · 3.35% · Raisin3 years · 3.20% · Raisin4 years · 3.20% · Raisin
After 1 month: €68.75 rate · balance €25,068.75After 2 months: €137.50 rate · balance €25,137.50After 3 months: €206.25 rate · balance €25,206.25After 4 months: €275 rate · balance €25,275After 5 months: €343.75 rate · balance €25,343.75After 6 months: €412.50 rate · balance €25,412.50After 7 months: €481.25 rate · balance €25,481.25After 8 months: €550 rate · balance €25,550After 9 months: €618.75 rate · balance €25,618.75After 10 months: €687.50 rate · balance €25,687.50After 11 months: €756.25 rate · balance €25,756.25After 12 months: €825 rate · balance €25,825After 13 months: €893.75 rate · balance €25,893.75After 14 months: €962.50 rate · balance €25,962.50After 15 months: €1,031.25 rate · balance €26,031.25After 16 months: €1,100 rate · balance €26,100After 17 months: €1,168.75 rate · balance €26,168.75After 18 months: €1,237.50 rate · balance €26,237.50After 19 months: €1,306.25 rate · balance €26,306.25After 20 months: €1,375 rate · balance €26,375After 21 months: €1,443.75 rate · balance €26,443.75After 22 months: €1,512.50 rate · balance €26,512.50After 23 months: €1,581.25 rate · balance €26,581.25After 24 months: €1,650 rate · balance €26,650After 25 months: €1,718.75 rate · balance €26,718.75After 26 months: €1,787.50 rate · balance €26,787.50After 27 months: €1,856.25 rate · balance €26,856.25After 28 months: €1,925 rate · balance €26,925After 29 months: €1,993.75 rate · balance €26,993.75After 30 months: €2,062.50 rate · balance €27,062.50After 31 months: €2,131.25 rate · balance €27,131.25After 32 months: €2,200 rate · balance €27,200After 33 months: €2,268.75 rate · balance €27,268.75After 34 months: €2,337.50 rate · balance €27,337.50After 35 months: €2,406.25 rate · balance €27,406.25After 36 months: €2,475 rate · balance €27,475After 37 months: €2,543.75 rate · balance €27,543.75After 38 months: €2,612.50 rate · balance €27,612.50After 39 months: €2,681.25 rate · balance €27,681.25After 40 months: €2,750 rate · balance €27,750After 41 months: €2,818.75 rate · balance €27,818.75After 42 months: €2,887.50 rate · balance €27,887.50After 43 months: €2,956.25 rate · balance €27,956.25After 44 months: €3,025 rate · balance €28,025After 45 months: €3,093.75 rate · balance €28,093.75After 46 months: €3,162.50 rate · balance €28,162.50After 47 months: €3,231.25 rate · balance €28,231.25After 48 months: €3,300 rate · balance €28,300After 49 months: €3,368.75 rate · balance €28,368.75After 50 months: €3,437.50 rate · balance €28,437.50After 51 months: €3,506.25 rate · balance €28,506.25After 52 months: €3,575 rate · balance €28,575After 53 months: €3,643.75 rate · balance €28,643.75After 54 months: €3,712.50 rate · balance €28,712.50After 55 months: €3,781.25 rate · balance €28,781.25After 56 months: €3,850 rate · balance €28,850After 57 months: €3,918.75 rate · balance €28,918.75After 58 months: €3,987.50 rate · balance €28,987.50After 59 months: €4,056.25 rate · balance €29,056.25After 60 months: €4,125 rate · balance €29,125
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs4 yrs5 yrs€4,125After 1 month: €68.75 rate · balance €25,068.75After 2 months: €137.50 rate · balance €25,137.50After 3 months: €206.25 rate · balance €25,206.25After 4 months: €275 rate · balance €25,275After 5 months: €343.75 rate · balance €25,343.75After 6 months: €412.50 rate · balance €25,412.50After 7 months: €481.25 rate · balance €25,481.25After 8 months: €550 rate · balance €25,550After 9 months: €618.75 rate · balance €25,618.75After 10 months: €687.50 rate · balance €25,687.50After 11 months: €756.25 rate · balance €25,756.25After 12 months: €825 rate · balance €25,825After 13 months: €893.75 rate · balance €25,893.75After 14 months: €962.50 rate · balance €25,962.50After 15 months: €1,031.25 rate · balance €26,031.25After 16 months: €1,100 rate · balance €26,100After 17 months: €1,168.75 rate · balance €26,168.75After 18 months: €1,237.50 rate · balance €26,237.50After 19 months: €1,306.25 rate · balance €26,306.25After 20 months: €1,375 rate · balance €26,375After 21 months: €1,443.75 rate · balance €26,443.75After 22 months: €1,512.50 rate · balance €26,512.50After 23 months: €1,581.25 rate · balance €26,581.25After 24 months: €1,650 rate · balance €26,650After 25 months: €1,718.75 rate · balance €26,718.75After 26 months: €1,787.50 rate · balance €26,787.50After 27 months: €1,856.25 rate · balance €26,856.25After 28 months: €1,925 rate · balance €26,925After 29 months: €1,993.75 rate · balance €26,993.75After 30 months: €2,062.50 rate · balance €27,062.50After 31 months: €2,131.25 rate · balance €27,131.25After 32 months: €2,200 rate · balance €27,200After 33 months: €2,268.75 rate · balance €27,268.75After 34 months: €2,337.50 rate · balance €27,337.50After 35 months: €2,406.25 rate · balance €27,406.25After 36 months: €2,475 rate · balance €27,475After 37 months: €2,543.75 rate · balance €27,543.75After 38 months: €2,612.50 rate · balance €27,612.50After 39 months: €2,681.25 rate · balance €27,681.25After 40 months: €2,750 rate · balance €27,750After 41 months: €2,818.75 rate · balance €27,818.75After 42 months: €2,887.50 rate · balance €27,887.50After 43 months: €2,956.25 rate · balance €27,956.25After 44 months: €3,025 rate · balance €28,025After 45 months: €3,093.75 rate · balance €28,093.75After 46 months: €3,162.50 rate · balance €28,162.50After 47 months: €3,231.25 rate · balance €28,231.25After 48 months: €3,300 rate · balance €28,300After 49 months: €3,368.75 rate · balance €28,368.75After 50 months: €3,437.50 rate · balance €28,437.50After 51 months: €3,506.25 rate · balance €28,506.25After 52 months: €3,575 rate · balance €28,575After 53 months: €3,643.75 rate · balance €28,643.75After 54 months: €3,712.50 rate · balance €28,712.50After 55 months: €3,781.25 rate · balance €28,781.25After 56 months: €3,850 rate · balance €28,850After 57 months: €3,918.75 rate · balance €28,918.75After 58 months: €3,987.50 rate · balance €28,987.50After 59 months: €4,056.25 rate · balance €29,056.25After 60 months: €4,125 rate · balance €29,125
Per year
AfterInterest up to thenBalance
1 year€825€25,825
2 years€1,650€26,650
3 years€2,475€27,475
4 years€3,300€28,300
5 years€4,125€29,125

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

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