Fjord BankTermijndeposito
Deposit · 9 months · AB Fjord Bank · Lithuania · via Raisin
- Rate
- 3.00%
- 9 months fixed
- EffectiveThe effective annual rate for €10,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
- 3.01%
- for €10,000
- Your return on €10,000
- €301
- per year, annualised · €225 total over 9 months
- Deposit guarantee
- €10,000 fully protectedLithuanian scheme
AB Fjord Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank
Your calculation for €10,000
Gross interest over 9 months: €225.
Interest built up over 9 months
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.00% |
- Interest payout
- end of term, paid out
- Fees
- none
- Rate valid since
- 20 Aug 2026
- Access
- 9 months fixed · no early withdrawal
- Term
- 9 months
- Minimum deposit
- €10,000
- Maximum deposit
- €95,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Einde looptijd
Deposit guarantee
€10,000 fully protected
Lithuanian scheme
AB Fjord Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank
Licence and verification
- Institution
- AB Fjord Bank
- Status
- Verified European deposit guarantee scheme
- Scheme
- Indėlių ir investicijų draudimas (IID) (Lithuania)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Viešoji įstaigai „Indėlių ir investicijų draudimas“
Taxes
- Country
- Lithuania
- Withholding tax
- Withholding tax applies
- Standard rate
- 15.00%
- For a Dutch saver
- 10.00% (after paperwork)
- Notes
- Lithuania withholds by default 15% tax at source. For a Dutch saver 10% remains withheld; the Dutch tax office usually does not credit it in box 3. A reduction takes a form.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Withholding tax on foreign savings interest: what do you really keep?
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
3.00% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of Fjord Bank →All savings products of Fjord Bank →
- 2 Sep 2026New: Fjord Bank – Termijndeposito (9 mo) 3.00%
Rate checked on 2 Nov 2026.