Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 4 minutes ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Fjord Bank
Back to the comparison

Fjord BankTermijndeposito

Deposit · 9 months · AB Fjord Bank · Lithuania · via Raisin
Open an account at Fjord Bank
Rate
3.00%
9 months fixed
EffectiveThe effective annual rate for €16,600: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
3.01%
for €16,600
Your return on €16,600
€500
per year, annualised · €374 total over 9 months
Deposit guarantee
€16,600 fully protected
Lithuanian scheme

AB Fjord Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 9 months: €374.
Interest built up over 9 months
€ 0€ 200start6 mo€374After 1 month: €41.50 rate · balance €16,641.50After 2 months: €83 rate · balance €16,683After 3 months: €124.50 rate · balance €16,724.50After 4 months: €166 rate · balance €16,766After 5 months: €207.50 rate · balance €16,807.50After 6 months: €249 rate · balance €16,849After 7 months: €290.50 rate · balance €16,890.50After 8 months: €332 rate · balance €16,932After 9 months: €373.50 rate · balance €16,973.50
€ 0€ 200

Rate and conditions

BalanceRate
€0 – and up3.00%
Interest payout
end of term, paid out
Fees
none
Rate valid since
20 Aug 2026
Access
9 months fixed · no early withdrawal
Term
9 months
Minimum deposit
€10,000
Maximum deposit
€95,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€16,600 fully protected
Lithuanian scheme

AB Fjord Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Licence and verification
Institution
AB Fjord Bank
Status
Verified European deposit guarantee scheme
Scheme
Indėlių ir investicijų draudimas (IID) (Lithuania)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsViešoji įstaigai „Indėlių ir investicijų draudimas“
source ↗ · 18 Sep 2026
Taxes
Country
Lithuania
Withholding tax
Withholding tax applies
Standard rate
15.00%
For a Dutch saver
10.00% (after paperwork)
Notes
Litouwen heft 15%; met een Litouwse woonplaatsverklaring (uiterlijk 4 weken voor de vervaldatum) verlaagd naar 10%.

Rate history

3.00% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Fjord Bank →All savings products of Fjord Bank →

  • 2 Sep 2026New: Fjord Bank – Termijndeposito (9 mo) 3.00%

Rate checked on 18 Sep 2026.

Other offers from Fjord Bank

3 months · 1.90% · Raisin6 months · 2.85% · Raisin1 year · 3.25% · Raisin18 months · 3.35% · Raisin2 years · 3.35% · Raisin3 years · 3.20% · Raisin4 years · 3.20% · Raisin5 years · 3.30% · Raisin
start3 mo6 mo9 mo€374After 1 month: €41.50 rate · balance €16,641.50After 2 months: €83 rate · balance €16,683After 3 months: €124.50 rate · balance €16,724.50After 4 months: €166 rate · balance €16,766After 5 months: €207.50 rate · balance €16,807.50After 6 months: €249 rate · balance €16,849After 7 months: €290.50 rate · balance €16,890.50After 8 months: €332 rate · balance €16,932After 9 months: €373.50 rate · balance €16,973.50

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe