Fjord BankTermijndeposito

Deposit · 9 months · AB Fjord Bank · Lithuania · via Raisin
Rate
3.00%
9 months fixed
EffectiveThe effective annual rate for €16,600: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
3.01%
for €16,600
Your return on €16,600
€500
per year, annualised · €374 total over 9 months
Deposit guarantee
€16,600 fully protected
Lithuanian scheme

AB Fjord Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 9 months: €374.
Interest built up over 9 months
€ 0€ 200start6 mo€374After 1 month: €41.50 rate · balance €16,641.50After 2 months: €83 rate · balance €16,683After 3 months: €124.50 rate · balance €16,724.50After 4 months: €166 rate · balance €16,766After 5 months: €207.50 rate · balance €16,807.50After 6 months: €249 rate · balance €16,849After 7 months: €290.50 rate · balance €16,890.50After 8 months: €332 rate · balance €16,932After 9 months: €373.50 rate · balance €16,973.50

Rate and conditions

BalanceRate
€0 – and up3.00%
Interest payout
end of term, paid out
Fees
none
Rate valid since
20 Aug 2026
Access
9 months fixed · no early withdrawal
Term
9 months
Minimum deposit
€10,000
Maximum deposit
€95,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€16,600 fully protected
Lithuanian scheme

AB Fjord Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Licence and verification
Institution
AB Fjord Bank
Status
Verified European deposit guarantee scheme
Scheme
Indėlių ir investicijų draudimas (IID) (Lithuania)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsViešoji įstaigai „Indėlių ir investicijų draudimas“
source ↗ · 2 Nov 2026
Taxes
Country
Lithuania
Withholding tax
Withholding tax applies
Standard rate
15.00%
For a Dutch saver
10.00% (after paperwork)
Notes
Lithuania withholds by default 15% tax at source. For a Dutch saver 10% remains withheld; the Dutch tax office usually does not credit it in box 3. A reduction takes a form.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

3.00% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Fjord Bank →All savings products of Fjord Bank →

  • 2 Sep 2026New: Fjord Bank – Termijndeposito (9 mo) 3.00%

Rate checked on 2 Nov 2026.

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