FIMBankTermijndeposito

Deposit · 1 year · Fimbank Plc · Malta · via Raisin
Rate
3.27%
1 year fixed
since 28 Oct 2026
Your return on €50,000
€1,635
interest per year
Deposit guarantee
€50,000 fully protected
Maltese scheme

Fimbank Plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 1 year: €1,635.
Interest built up over 1 year
€ 0€ 1kstart6 mo1 yr€1,635After 1 month: €136.25 rate · balance €50,136.25After 2 months: €272.50 rate · balance €50,272.50After 3 months: €408.75 rate · balance €50,408.75After 4 months: €545 rate · balance €50,545After 5 months: €681.25 rate · balance €50,681.25After 6 months: €817.50 rate · balance €50,817.50After 7 months: €953.75 rate · balance €50,953.75After 8 months: €1,090 rate · balance €51,090After 9 months: €1,226.25 rate · balance €51,226.25After 10 months: €1,362.50 rate · balance €51,362.50After 11 months: €1,498.75 rate · balance €51,498.75After 12 months: €1,635 rate · balance €51,635

Rate and conditions

BalanceRate
€0 – and up3.27%
Interest payout
end of term, paid out
Fees
none
Rate valid since
28 Oct 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€1
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€50,000 fully protected
Maltese scheme

Fimbank Plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Licence and verification
Institution
Fimbank Plc
Status
Verified European deposit guarantee scheme
Scheme
Depositor Compensation Scheme (Malta) (Malta)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsMalta Financial Services Authority
source ↗ · 2 Nov 2026
Taxes
Country
Malta
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Malta withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.50%2.75%3.00%3.25%3.50%3.75%2 Sep 20263 Oct 2026now3.27%2.91% from 2 Sep 2026 until 15 Sep 20263.10% from 15 Sep 2026 until 29 Sep 20263.05% from 29 Sep 2026 until 28 Oct 20263.27% from 28 Oct 2026 until now
FromRateUntil
28 Oct 20263.27%current
29 Sep 20263.05%28 Oct 2026
15 Sep 20263.10%29 Sep 2026
2 Sep 20262.91%15 Sep 2026

All historic rates of FIMBank →All savings products of FIMBank →

  • 28 Oct 2026FIMBank – Termijndeposito (12 mo): 3.05% → 3.27%
  • 29 Sep 2026FIMBank – Termijndeposito (12 mo): 3.10% → 3.05%
  • 15 Sep 2026FIMBank – Termijndeposito (12 mo): 2.91% → 3.10%
  • 2 Sep 2026New: FIMBank – Termijndeposito (12 mo) 2.91%

Rate checked on 2 Nov 2026.

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