FIMBankTermijndeposito
Deposit · 6 months · Fimbank Plc · Malta · via Raisin
- Rate
- 3.07%
- 6 months fixed
- since 28 Oct 2026
- EffectiveThe effective annual rate for €16,600: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
- 3.09%
- for €16,600
- Your return on €16,600
- €514
- per year, annualised · €255 total over 6 months
- Deposit guarantee
- €16,600 fully protectedMaltese scheme
Fimbank Plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank
Your calculation for €16,600
Gross interest over 6 months: €255.
Interest built up over 6 months
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.07% |
- Interest payout
- end of term, paid out
- Fees
- none
- Rate valid since
- 28 Oct 2026
- Access
- 6 months fixed · no early withdrawal
- Term
- 6 months
- Minimum deposit
- €1
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Einde looptijd
- Raisin Bank houdt het deposito in trust aan bij de bank
Deposit guarantee
€16,600 fully protected
Maltese scheme
Fimbank Plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank
Licence and verification
- Institution
- Fimbank Plc
- Status
- Verified European deposit guarantee scheme
- Scheme
- Depositor Compensation Scheme (Malta) (Malta)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Malta Financial Services Authority
Taxes
- Country
- Malta
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Malta withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 28 Oct 2026 | 3.07% | current |
| 29 Sep 2026 | 2.85% | 28 Oct 2026 |
| 15 Sep 2026 | 2.77% | 29 Sep 2026 |
| 2 Sep 2026 | 2.68% | 15 Sep 2026 |
All historic rates of FIMBank →All savings products of FIMBank →
- 28 Oct 2026FIMBank – Termijndeposito (6 mo): 2.85% → 3.07%
- 29 Sep 2026FIMBank – Termijndeposito (6 mo): 2.77% → 2.85%
- 15 Sep 2026FIMBank – Termijndeposito (6 mo): 2.68% → 2.77%
- 2 Sep 2026New: FIMBank – Termijndeposito (6 mo) 2.68%
Rate checked on 2 Nov 2026.