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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at FIMBank
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FIMBankTermijndeposito

Deposit · 6 months · Fimbank Plc · Malta · via Raisin
Open an account at FIMBank
Rate
2.77%
6 months fixed
since 15 Sep 2026
EffectiveThe effective annual rate for €16,600: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.79%
for €16,600
Your return on €16,600
€463
per year, annualised · €230 total over 6 months
Deposit guarantee
€16,600 fully protected
Maltese scheme

Fimbank Plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 6 months: €230.
Interest built up over 6 months
€ 0€ 100€ 200start6 mo€230After 1 month: €38.32 rate · balance €16,638.32After 2 months: €76.64 rate · balance €16,676.64After 3 months: €114.95 rate · balance €16,714.95After 4 months: €153.27 rate · balance €16,753.27After 5 months: €191.59 rate · balance €16,791.59After 6 months: €229.91 rate · balance €16,829.91
€ 0€ 100€ 200start

Rate and conditions

BalanceRate
€0 – and up2.77%
Interest payout
end of term, paid out
Fees
none
Rate valid since
15 Sep 2026
Access
6 months fixed · no early withdrawal
Term
6 months
Minimum deposit
€1
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€16,600 fully protected
Maltese scheme

Fimbank Plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Licence and verification
Institution
Fimbank Plc
Status
Verified European deposit guarantee scheme
Scheme
Depositor Compensation Scheme (Malta) (Malta)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsMalta Financial Services Authority
source ↗ · 18 Sep 2026
Taxes
Country
Malta
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Malta heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now2.77%2.68% from 2 Sep 2026 until 15 Sep 20262.77% from 15 Sep 2026 until now
2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now2.77%2.68% from 2 Sep 2026 until 15 Sep 2026

Other offers from FIMBank

1 month · 2.20% · Raisin3 months · 2.46% · Raisin1 year · 3.10% · Raisin
3 mo6 mo€230After 1 month: €38.32 rate · balance €16,638.32After 2 months: €76.64 rate · balance €16,676.64After 3 months: €114.95 rate · balance €16,714.95After 4 months: €153.27 rate · balance €16,753.27After 5 months: €191.59 rate · balance €16,791.59After 6 months: €229.91 rate · balance €16,829.91
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
2.77% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.77%current
2 Sep 20262.68%15 Sep 2026

All historic rates of FIMBank →All savings products of FIMBank →

  • 15 Sep 2026FIMBank – Termijndeposito (6 mo): 2.68% → 2.77%
  • 2 Sep 2026New: FIMBank – Termijndeposito (6 mo) 2.68%

Rate checked on 18 Sep 2026.