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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at FIMBank
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FIMBankTermijndeposito

Deposit · 3 months · Fimbank Plc · Malta · via Raisin
Open an account at FIMBank
Rate
2.46%
3 months fixed
since 15 Sep 2026
EffectiveThe effective annual rate for €16,600: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.48%
for €16,600
Your return on €16,600
€412
per year, annualised · €102 total over 3 months
Deposit guarantee
€16,600 fully protected
Maltese scheme

Fimbank Plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 3 months: €102.
Interest built up over 3 months
€ 0€ 50€ 100start€102After 1 month: €34.03 rate · balance €16,634.03After 2 months: €68.06 rate · balance €16,668.06After 3 months: €102.09 rate · balance €16,702.09
€ 0€ 50€ 100start3 mo€102

Rate and conditions

BalanceRate
€0 – and up2.46%
Interest payout
end of term, paid out
Fees
none
Rate valid since
15 Sep 2026
Access
3 months fixed · no early withdrawal
Term
3 months
Minimum deposit
€1
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€16,600 fully protected
Maltese scheme

Fimbank Plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Licence and verification
Institution
Fimbank Plc
Status
Verified European deposit guarantee scheme
Scheme
Depositor Compensation Scheme (Malta) (Malta)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsMalta Financial Services Authority
source ↗ · 18 Sep 2026
Taxes
Country
Malta
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Malta heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.00%2.25%2.50%2.75%2 Sep 202610 Sep 2026now2.46%2.36% from 2 Sep 2026 until 15 Sep 20262.46% from 15 Sep 2026 until now
2.00%2.25%2.50%2.75%2 Sep 202610 Sep 2026now2.46%2.36% from 2 Sep 2026 until 15 Sep 20262.46% from 15 Sep 2026 until now

Other offers from FIMBank

1 month · 2.20% · Raisin6 months · 2.77% · Raisin1 year · 3.10% · Raisin
After 1 month: €34.03 rate · balance €16,634.03After 2 months: €68.06 rate · balance €16,668.06After 3 months: €102.09 rate · balance €16,702.09
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
From
Rate
Until
15 Sep 20262.46%current
2 Sep 20262.36%15 Sep 2026

All historic rates of FIMBank →All savings products of FIMBank →

  • 15 Sep 2026FIMBank – Termijndeposito (3 mo): 2.36% → 2.46%
  • 2 Sep 2026New: FIMBank – Termijndeposito (3 mo) 2.36%

Rate checked on 18 Sep 2026.