Froda Termijndeposito

Deposit · 1 year · Froda · Sweden · via Raisin
Rate
3.10%
1 year fixed
since 14 Oct 2026
Your return on €50,000
€1,550
interest per year
Deposit guarantee
€50,000 fully protected
Swedish scheme

Froda · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €50,000

Gross interest over 1 year: €1,550.
Interest built up over 1 year
€ 0€ 1kstart6 mo1 yr€1,550After 1 month: €129.17 rate · balance €50,129.17After 2 months: €258.33 rate · balance €50,258.33After 3 months: €387.50 rate · balance €50,387.50After 4 months: €516.67 rate · balance €50,516.67After 5 months: €645.83 rate · balance €50,645.83After 6 months: €775.00 rate · balance €50,775.00After 7 months: €904.17 rate · balance €50,904.17After 8 months: €1,033.33 rate · balance €51,033.33After 9 months: €1,162.50 rate · balance €51,162.50After 10 months: €1,291.67 rate · balance €51,291.67After 11 months: €1,420.83 rate · balance €51,420.83After 12 months: €1,550.00 rate · balance €51,550.00

Rate and conditions

BalanceRate
€0 – and up3.10%
Interest payout
end of term, paid out
Fees
none
Rate valid since
14 Oct 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€50,000 fully protected
Swedish scheme

Froda · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Froda
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 2 Nov 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Sweden withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.25%2.50%2.75%3.00%3.25%3.50%2 Sep 20263 Oct 2026now3.10%2.60% from 2 Sep 2026 until 14 Sep 20262.67% from 14 Sep 2026 until 28 Sep 20262.95% from 28 Sep 2026 until 14 Oct 20263.10% from 14 Oct 2026 until now
FromRateUntil
14 Oct 20263.10%current
28 Sep 20262.95%14 Oct 2026
14 Sep 20262.67%28 Sep 2026
2 Sep 20262.60%14 Sep 2026

All historic rates of Froda →All savings products of Froda →

  • 14 Oct 2026Froda – Termijndeposito (12 mo): 2.95% → 3.10%
  • 28 Sep 2026Froda – Termijndeposito (12 mo): 2.67% → 2.95%
  • 14 Sep 2026Froda – Termijndeposito (12 mo): 2.60% → 2.67%
  • 2 Sep 2026New: Froda – Termijndeposito (12 mo) 2.60%

Rate checked on 2 Nov 2026.

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