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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Froda
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Froda Termijndeposito

Deposit · 18 months · Froda · Sweden · via Raisin
Open an account at Froda
Rate
2.85%
18 months fixed
since 14 Sep 2026
EffectiveThe effective annual rate for €100,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.86%
for €100,000
Your return on €100,000
€2,857
per year, annualised · €4,316 total over 18 months
Deposit guarantee
€100,000 fully protected
Swedish scheme

Froda · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €100,000

Gross interest over 18 months: €4,316.
Interest built up over 18 months
€ 0€ 2k€ 4kstart1 yr€4,316After 1 month: €237.50 rate · balance €100,237.50After 2 months: €475 rate · balance €100,475After 3 months: €712.50 rate · balance €100,712.50After 4 months: €950 rate · balance €100,950After 5 months: €1,187.50 rate · balance €101,187.50After 6 months: €1,425 rate · balance €101,425After 7 months: €1,662.50 rate · balance €101,662.50After 8 months: €1,900 rate · balance €101,900After 9 months: €2,137.50 rate · balance €102,137.50After 10 months: €2,375 rate · balance €102,375

Rate and conditions

BalanceRate
€0 – and up2.85%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Sep 2026
Access
18 months fixed · no early withdrawal
Term
18 months
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€100,000 fully protected
Swedish scheme

Froda · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Froda
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now2.85%2.70% from 2 Sep 2026 until 14 Sep 20262.85% from 14 Sep 2026 until now
2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now2.85%2.70% from 2 Sep 2026 until 14 Sep 2026

Other offers from Froda

3 months · 2.40% · Raisin6 months · 2.60% · Raisin9 months · 2.65% · Raisin1 year · 2.67% · Raisin2 years · 3.00% · Raisin
After 11 months: €2,612.50 rate · balance €102,612.50After 12 months: €2,850 rate · balance €102,850After 13 months: €3,094.27 rate · balance €103,094.27After 14 months: €3,338.54 rate · balance €103,338.54After 15 months: €3,582.81 rate · balance €103,582.81After 16 months: €3,827.08 rate · balance €103,827.08After 17 months: €4,071.34 rate · balance €104,071.34After 18 months: €4,315.61 rate · balance €104,315.61
€ 0€ 2k€ 4kstart1 yr€4,316After 1 month: €237.50 rate · balance €100,237.50After 2 months: €475 rate · balance €100,475After 3 months: €712.50 rate · balance €100,712.50After 4 months: €950 rate · balance €100,950After 5 months: €1,187.50 rate · balance €101,187.50After 6 months: €1,425 rate · balance €101,425After 7 months: €1,662.50 rate · balance €101,662.50After 8 months: €1,900 rate · balance €101,900After 9 months: €2,137.50 rate · balance €102,137.50After 10 months: €2,375 rate · balance €102,375After 11 months: €2,612.50 rate · balance €102,612.50After 12 months: €2,850 rate · balance €102,850After 13 months: €3,094.27 rate · balance €103,094.27After 14 months: €3,338.54 rate · balance €103,338.54After 15 months: €3,582.81 rate · balance €103,582.81After 16 months: €3,827.08 rate · balance €103,827.08After 17 months: €4,071.34 rate · balance €104,071.34After 18 months: €4,315.61 rate · balance €104,315.61
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
2.85% from 14 Sep 2026 until now
FromRateUntil
14 Sep 20262.85%current
2 Sep 20262.70%14 Sep 2026

All historic rates of Froda →All savings products of Froda →

  • 14 Sep 2026Froda – Termijndeposito (18 mo): 2.70% → 2.85%
  • 2 Sep 2026New: Froda – Termijndeposito (18 mo) 2.70%

Rate checked on 18 Sep 2026.