Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 3 minutes ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Froda
Back to the comparison

Froda Termijndeposito

Deposit · 18 months · Froda · Sweden · via Raisin
Open an account at Froda
Rate
2.85%
18 months fixed
since 14 Sep 2026
EffectiveThe effective annual rate for €16,600: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.86%
for €16,600
Your return on €16,600
€474
per year, annualised · €716 total over 18 months
Deposit guarantee
€16,600 fully protected
Swedish scheme

Froda · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €16,600

Gross interest over 18 months: €716.
Interest built up over 18 months
€ 0€ 250€ 500start1 yr€716After 1 month: €39.42 rate · balance €16,639.42After 2 months: €78.85 rate · balance €16,678.85After 3 months: €118.27 rate · balance €16,718.28After 4 months: €157.70 rate · balance €16,757.70After 5 months: €197.13 rate · balance €16,797.13After 6 months: €236.55 rate · balance €16,836.55After 7 months: €275.98 rate · balance €16,875.97After 8 months: €315.40 rate · balance €16,915.40After 9 months: €354.83 rate · balance €16,954.83After 10 months: €394.25 rate · balance €16,994.25

Rate and conditions

BalanceRate
€0 – and up2.85%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Sep 2026
Access
18 months fixed · no early withdrawal
Term
18 months
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,600 fully protected
Swedish scheme

Froda · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Froda
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now2.85%2.70% from 2 Sep 2026 until 14 Sep 20262.85% from 14 Sep 2026 until now
2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now2.85%2.70% from 2 Sep 2026 until 14 Sep 2026

Other offers from Froda

3 months · 2.40% · Raisin6 months · 2.60% · Raisin9 months · 2.65% · Raisin1 year · 2.67% · Raisin2 years · 3.00% · Raisin
After 11 months: €433.68 rate · balance €17,033.67After 12 months: €473.10 rate · balance €17,073.10After 13 months: €513.65 rate · balance €17,113.65After 14 months: €554.20 rate · balance €17,154.20After 15 months: €594.75 rate · balance €17,194.75After 16 months: €635.29 rate · balance €17,235.29After 17 months: €675.84 rate · balance €17,275.84After 18 months: €716.39 rate · balance €17,316.39
€ 0€ 250€ 500start1 yr€716After 1 month: €39.42 rate · balance €16,639.42After 2 months: €78.85 rate · balance €16,678.85After 3 months: €118.27 rate · balance €16,718.28After 4 months: €157.70 rate · balance €16,757.70After 5 months: €197.13 rate · balance €16,797.13After 6 months: €236.55 rate · balance €16,836.55After 7 months: €275.98 rate · balance €16,875.97After 8 months: €315.40 rate · balance €16,915.40After 9 months: €354.83 rate · balance €16,954.83After 10 months: €394.25 rate · balance €16,994.25After 11 months: €433.68 rate · balance €17,033.67After 12 months: €473.10 rate · balance €17,073.10After 13 months: €513.65 rate · balance €17,113.65After 14 months: €554.20 rate · balance €17,154.20After 15 months: €594.75 rate · balance €17,194.75After 16 months: €635.29 rate · balance €17,235.29After 17 months: €675.84 rate · balance €17,275.84After 18 months: €716.39 rate · balance €17,316.39
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
2.85% from 14 Sep 2026 until now
FromRateUntil
14 Sep 20262.85%current
2 Sep 20262.70%14 Sep 2026

All historic rates of Froda →All savings products of Froda →

  • 14 Sep 2026Froda – Termijndeposito (18 mo): 2.70% → 2.85%
  • 2 Sep 2026New: Froda – Termijndeposito (18 mo) 2.70%

Rate checked on 18 Sep 2026.