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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Guber Banca
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Guber BancaTermijndeposito

Deposit · 1 year · Guber Banca S.p.A. · Italy · via Raisin
Open an account at Guber Banca
Rate
2.86%
1 year fixed
Your return on €25,000
€715
interest per year
Deposit guarantee
€25,000 fully protected
Italian scheme

Guber Banca S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 1 year: €715.
Interest built up over 1 year
€ 0€ 250€ 500start6 mo1 yr€715After 1 month: €59.58 rate · balance €25,059.58After 2 months: €119.17 rate · balance €25,119.17After 3 months: €178.75 rate · balance €25,178.75After 4 months: €238.33 rate · balance €25,238.33After 5 months: €297.92 rate · balance €25,297.92After 6 months: €357.50 rate · balance €25,357.50After 7 months: €417.08 rate · balance €25,417.08After 8 months: €476.67 rate · balance €25,476.67After 9 months: €536.25 rate · balance €25,536.25After 10 months: €595.83 rate · balance €25,595.83

Rate and conditions

BalanceRate
€0 – and up2.86%
Interest payout
end of term, paid out
Fees
none
Rate valid since
24 Jul 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€20,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€25,000 fully protected
Italian scheme

Guber Banca S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
Guber Banca S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 18 Sep 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italië heft geen bronbelasting op spaarrente van niet-ingezetenen (vrijstelling voor EU-inwoners bij bankdeposito's).

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.86% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Guber Banca →All savings products of Guber Banca →

  • 2 Sep 2026New: Guber Banca – Termijndeposito (12 mo) 2.86%

Rate checked on 18 Sep 2026.

Other offers from Guber Banca

2 years · 2.00% · Raisin3 years · 2.00% · Raisin4 years · 2.00% · Raisin5 years · 2.00% · Raisin
After 11 months: €655.42 rate · balance €25,655.42After 12 months: €715.00 rate · balance €25,715.00
€ 0€ 250€ 500start3 mo6 mo9 mo1 yr€715After 1 month: €59.58 rate · balance €25,059.58After 2 months: €119.17 rate · balance €25,119.17After 3 months: €178.75 rate · balance €25,178.75After 4 months: €238.33 rate · balance €25,238.33After 5 months: €297.92 rate · balance €25,297.92After 6 months: €357.50 rate · balance €25,357.50After 7 months: €417.08 rate · balance €25,417.08After 8 months: €476.67 rate · balance €25,476.67After 9 months: €536.25 rate · balance €25,536.25After 10 months: €595.83 rate · balance €25,595.83After 11 months: €655.42 rate · balance €25,655.42After 12 months: €715.00 rate · balance €25,715.00

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe