Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check just now·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Hamburg Commercial Bank
Back to the comparison

Hamburg Commercial BankTermijndeposito

Deposit · 2 years · Hamburg Commercial Bank AG · Germany · via Raisin
Open an account at Hamburg Commercial Bank
Rate
3.05%
2 years fixed
Your return on €16,600
€506
per year, annualised · €1,013 total over 2 years
Deposit guarantee
€16,600 fully protected
German scheme

Hamburg Commercial Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 2 years: €1,013.
Interest built up over 2 years
€ 0€ 500€ 1kstart1 yr2 yrs€1,013After 1 month: €42.19 rate · balance €16,642.19After 2 months: €84.38 rate · balance €16,684.38After 3 months: €126.58 rate · balance €16,726.58After 4 months: €168.77 rate · balance €16,768.77After 5 months: €210.96 rate · balance €16,810.96After 6 months: €253.15 rate · balance €16,853.15After 7 months: €295.34 rate · balance €16,895.34After 8 months: €337.53 rate · balance €16,937.53

Rate and conditions

BalanceRate
€0 – and up3.05%
Interest payout
yearly, paid out
Fees
none
Rate valid since
11 Aug 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€16,600 fully protected
German scheme

Hamburg Commercial Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Hamburg Commercial Bank AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rate history

3.05% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Hamburg Commercial Bank →All savings products of Hamburg Commercial Bank →

  • 2 Sep 2026New: Hamburg Commercial Bank – Termijndeposito (24 mo) 3.05%

Rate checked on 18 Sep 2026.

Other offers from Hamburg Commercial Bank

3 years · 3.05% · Raisin4 years · 3.05% · Raisin5 years · 3.10% · Raisin
After 9 months: €379.73 rate · balance €16,979.73After 10 months: €421.92 rate · balance €17,021.92After 11 months: €464.11 rate · balance €17,064.11After 12 months: €506.30 rate · balance €17,106.30After 13 months: €548.49 rate · balance €17,148.49After 14 months: €590.68 rate · balance €17,190.68After 15 months: €632.88 rate · balance €17,232.88After 16 months: €675.07 rate · balance €17,275.07After 17 months: €717.26 rate · balance €17,317.26After 18 months: €759.45 rate · balance €17,359.45After 19 months: €801.64 rate · balance €17,401.64After 20 months: €843.83 rate · balance €17,443.83After 21 months: €886.03 rate · balance €17,486.03After 22 months: €928.22 rate · balance €17,528.22After 23 months: €970.41 rate · balance €17,570.41After 24 months: €1,012.60 rate · balance €17,612.60
€ 0€ 500€ 1kstart1 yr2 yrs€1,013After 1 month: €42.19 rate · balance €16,642.19After 2 months: €84.38 rate · balance €16,684.38After 3 months: €126.58 rate · balance €16,726.58After 4 months: €168.77 rate · balance €16,768.77After 5 months: €210.96 rate · balance €16,810.96After 6 months: €253.15 rate · balance €16,853.15After 7 months: €295.34 rate · balance €16,895.34After 8 months: €337.53 rate · balance €16,937.53After 9 months: €379.73 rate · balance €16,979.73After 10 months: €421.92 rate · balance €17,021.92After 11 months: €464.11 rate · balance €17,064.11After 12 months: €506.30 rate · balance €17,106.30After 13 months: €548.49 rate · balance €17,148.49After 14 months: €590.68 rate · balance €17,190.68After 15 months: €632.88 rate · balance €17,232.88After 16 months: €675.07 rate · balance €17,275.07After 17 months: €717.26 rate · balance €17,317.26After 18 months: €759.45 rate · balance €17,359.45After 19 months: €801.64 rate · balance €17,401.64After 20 months: €843.83 rate · balance €17,443.83After 21 months: €886.03 rate · balance €17,486.03After 22 months: €928.22 rate · balance €17,528.22After 23 months: €970.41 rate · balance €17,570.41After 24 months: €1,012.60 rate · balance €17,612.60
Per year
AfterInterest up to thenBalance
1 year€506€17,106
2 years€1,013€17,613

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe