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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at HoistSpar
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HoistSparTermijndeposito

Deposit · 1 year · Hoist Finance AB (publ) · Sweden · via Raisin
Open an account at HoistSpar
Rate
1.00%
1 year fixed
Your return on €16,600
€166
interest per year
Deposit guarantee
€16,600 fully protected
Swedish scheme

Hoist Finance AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €16,600

Gross interest over 1 year: €166.
Interest built up over 1 year
€ 0€ 100start6 mo1 yr€166After 1 month: €13.83 rate · balance €16,613.83After 2 months: €27.67 rate · balance €16,627.67After 3 months: €41.50 rate · balance €16,641.50After 4 months: €55.33 rate · balance €16,655.33After 5 months: €69.17 rate · balance €16,669.17After 6 months: €83.00 rate · balance €16,683.00After 7 months: €96.83 rate · balance €16,696.83After 8 months: €110.67 rate · balance €16,710.67After 9 months: €124.50 rate · balance €16,724.50After 10 months: €138.33 rate · balance €16,738.33After 11 months: €152.17 rate · balance €16,752.17After 12 months: €166.00 rate · balance €16,766.00

Rate and conditions

BalanceRate
€0 – and up1.00%
Interest payout
end of term, paid out
Fees
none
Rate valid since
23 Jul 2025
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€500
Maximum deposit
€90,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€16,600 fully protected
Swedish scheme

Hoist Finance AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Hoist Finance AB (publ)
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.00% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of HoistSpar →All savings products of HoistSpar →

  • 2 Sep 2026New: HoistSpar – Termijndeposito (12 mo) 1.00%

Rate checked on 18 Sep 2026.

Other offers from HoistSpar

2 years · 2.00% · Raisin3 years · 3.13% · Raisin4 years · 3.22% · Raisin5 years · 3.41% · Raisin
€ 0€ 100start3 mo6 mo9 mo1 yr€166After 1 month: €13.83 rate · balance €16,613.83After 2 months: €27.67 rate · balance €16,627.67After 3 months: €41.50 rate · balance €16,641.50After 4 months: €55.33 rate · balance €16,655.33After 5 months: €69.17 rate · balance €16,669.17After 6 months: €83.00 rate · balance €16,683.00After 7 months: €96.83 rate · balance €16,696.83After 8 months: €110.67 rate · balance €16,710.67After 9 months: €124.50 rate · balance €16,724.50After 10 months: €138.33 rate · balance €16,738.33After 11 months: €152.17 rate · balance €16,752.17After 12 months: €166.00 rate · balance €16,766.00

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe