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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at HoistSpar
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HoistSparTermijndeposito

Deposit · 2 years · Hoist Finance AB (publ) · Sweden · via Raisin
Open an account at HoistSpar
Rate
2.00%
2 years fixed
Your return on €16,800
€336
per year, annualised · €679 total over 2 years
Deposit guarantee
€16,800 fully protected
Swedish scheme

Hoist Finance AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €16,800

Gross interest over 2 years: €679.
Interest built up over 2 years
€ 0€ 250€ 500start1 yr2 yrs€679After 1 month: €28 rate · balance €16,828After 2 months: €56 rate · balance €16,856After 3 months: €84 rate · balance €16,884After 4 months: €112 rate · balance €16,912After 5 months: €140 rate · balance €16,940After 6 months: €168 rate · balance €16,968After 7 months: €196 rate · balance €16,996After 8 months: €224 rate · balance €17,024

Rate and conditions

BalanceRate
€0 – and up2.00%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
4 Aug 2025
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€500
Maximum deposit
€90,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,800 fully protected
Swedish scheme

Hoist Finance AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Hoist Finance AB (publ)
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.00% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of HoistSpar →All savings products of HoistSpar →

  • 2 Sep 2026New: HoistSpar – Termijndeposito (24 mo) 2.00%

Rate checked on 18 Sep 2026.

Other offers from HoistSpar

1 year · 1.00% · Raisin3 years · 3.13% · Raisin4 years · 3.22% · Raisin5 years · 3.41% · Raisin
After 9 months: €252 rate · balance €17,052After 10 months: €280 rate · balance €17,080After 11 months: €308 rate · balance €17,108After 12 months: €336 rate · balance €17,136After 13 months: €364.56 rate · balance €17,164.56After 14 months: €393.12 rate · balance €17,193.12After 15 months: €421.68 rate · balance €17,221.68After 16 months: €450.24 rate · balance €17,250.24After 17 months: €478.80 rate · balance €17,278.80After 18 months: €507.36 rate · balance €17,307.36After 19 months: €535.92 rate · balance €17,335.92After 20 months: €564.48 rate · balance €17,364.48After 21 months: €593.04 rate · balance €17,393.04After 22 months: €621.60 rate · balance €17,421.60After 23 months: €650.16 rate · balance €17,450.16After 24 months: €678.72 rate · balance €17,478.72
€ 0€ 250€ 500start1 yr2 yrs€679After 1 month: €28 rate · balance €16,828After 2 months: €56 rate · balance €16,856After 3 months: €84 rate · balance €16,884After 4 months: €112 rate · balance €16,912After 5 months: €140 rate · balance €16,940After 6 months: €168 rate · balance €16,968After 7 months: €196 rate · balance €16,996After 8 months: €224 rate · balance €17,024After 9 months: €252 rate · balance €17,052After 10 months: €280 rate · balance €17,080After 11 months: €308 rate · balance €17,108After 12 months: €336 rate · balance €17,136After 13 months: €364.56 rate · balance €17,164.56After 14 months: €393.12 rate · balance €17,193.12After 15 months: €421.68 rate · balance €17,221.68After 16 months: €450.24 rate · balance €17,250.24After 17 months: €478.80 rate · balance €17,278.80After 18 months: €507.36 rate · balance €17,307.36After 19 months: €535.92 rate · balance €17,335.92After 20 months: €564.48 rate · balance €17,364.48After 21 months: €593.04 rate · balance €17,393.04After 22 months: €621.60 rate · balance €17,421.60After 23 months: €650.16 rate · balance €17,450.16After 24 months: €678.72 rate · balance €17,478.72
Per year
AfterInterest up to thenBalance
1 year€336€17,136
2 years€679€17,479

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe