HoistSparTermijndeposito
Deposit · 2 years · Hoist Finance AB (publ) · Sweden · via Raisin
- Rate
- 2.00%
- 2 years fixed
- Your return on €50,000
- €1,000
- per year, annualised · €2,020 total over 2 years
- Deposit guarantee
- €50,000 fully protectedSwedish scheme
Hoist Finance AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Your calculation for €50,000
Gross interest over 2 years: €2,020.
Interest built up over 2 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €1,000 | €51,000 |
| 2 years | €2,020 | €52,020 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.00% |
- Interest payout
- yearly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 4 Aug 2025
- Access
- 2 years fixed · no early withdrawal
- Term
- 2 years
- Minimum deposit
- €500
- Maximum deposit
- €90,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
Deposit guarantee
€50,000 fully protected
Swedish scheme
Hoist Finance AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Licence and verification
- Institution
- Hoist Finance AB (publ)
- Status
- Verified European deposit guarantee scheme
- Scheme
- Insättningsgarantin (Riksgälden) (Sweden)
- Guarantee
- 1150000.00 SEK per person per institution (≈ €104,000)
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Riksgälden
Taxes
- Country
- Sweden
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Sweden withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
2.00% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of HoistSpar →All savings products of HoistSpar →
- 2 Sep 2026New: HoistSpar – Termijndeposito (24 mo) 2.00%
Rate checked on 2 Nov 2026.