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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Haitong Bank
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Haitong BankTermijndeposito

Deposit · 1 year · Haitong Bank, S.A. · Portugal · via Raisin
Open an account at Haitong Bank
Rate
1.55%
1 year fixed
Your return on €16,600
€257
interest per year
Deposit guarantee
€16,600 fully protected
Portuguese scheme

Haitong Bank, S.A. · Fundo de Garantia de Depósitos (FGD) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 1 year: €257.
Interest built up over 1 year
€ 0€ 100€ 200start6 mo1 yr€257After 1 month: €21.44 rate · balance €16,621.44After 2 months: €42.88 rate · balance €16,642.88After 3 months: €64.33 rate · balance €16,664.33After 4 months: €85.77 rate · balance €16,685.77After 5 months: €107.21 rate · balance €16,707.21After 6 months: €128.65 rate · balance €16,728.65After 7 months: €150.09 rate · balance €16,750.09After 8 months: €171.53 rate · balance €16,771.53After 9 months: €192.98 rate · balance €16,792.98After 10 months: €214.42 rate · balance €16,814.42

Rate and conditions

BalanceRate
€0 – and up1.55%
Interest payout
end of term, paid out
Fees
none
Rate valid since
27 Jul 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€10,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€16,600 fully protected
Portuguese scheme

Haitong Bank, S.A. · Fundo de Garantia de Depósitos (FGD) · €100,000 per person per bank

Licence and verification
Institution
Haitong Bank, S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fundo de Garantia de Depósitos (FGD) (Portugal)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFundo de Garantia de Depósitos
source ↗ · 18 Sep 2026
Taxes
Country
Spain
Withholding tax
Reducible to 0%
Standard rate
19.00%
For a Dutch saver
0.00% (after paperwork)
Notes
Spanje heft standaard 19%; met een ondertekende 'Declaración de Residencia Fiscal' (bij Raisin digitaal bij opening) ben je automatisch vrijgesteld.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.55% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Haitong Bank →All savings products of Haitong Bank →

  • 2 Sep 2026New: Haitong Bank – Termijndeposito (12 mo) 1.55%

Rate checked on 18 Sep 2026.

Other offers from Haitong Bank

3 months · 1.55% · Raisin6 months · 1.55% · Raisin9 months · 1.55% · Raisin18 months · 1.60% · Raisin2 years · 3.10% · Raisin3 years · 3.20% · Raisin
After 11 months: €235.86 rate · balance €16,835.86After 12 months: €257.30 rate · balance €16,857.30
€ 0€ 100€ 200start3 mo6 mo9 mo1 yr€257After 1 month: €21.44 rate · balance €16,621.44After 2 months: €42.88 rate · balance €16,642.88After 3 months: €64.33 rate · balance €16,664.33After 4 months: €85.77 rate · balance €16,685.77After 5 months: €107.21 rate · balance €16,707.21After 6 months: €128.65 rate · balance €16,728.65After 7 months: €150.09 rate · balance €16,750.09After 8 months: €171.53 rate · balance €16,771.53After 9 months: €192.98 rate · balance €16,792.98After 10 months: €214.42 rate · balance €16,814.42After 11 months: €235.86 rate · balance €16,835.86After 12 months: €257.30 rate · balance €16,857.30

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe