IBL BancaTermijndeposito
Deposit · 6 months · IBL Banca S.p.A. · Italy · via Raisin
- Rate
- 2.76%
- 6 months fixed
- since 14 Sep 2026
- EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
- 2.78%
- for €50,000
- Your return on €50,000
- €1,390
- per year, annualised · €690 total over 6 months
- Deposit guarantee
- €50,000 fully protectedItalian scheme
IBL Banca S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 6 months: €690.
Interest built up over 6 months
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.76% |
- Interest payout
- end of term, paid out
- Fees
- none
- Rate valid since
- 3 Sep 2026
- Access
- 6 months fixed · no early withdrawal
- Term
- 6 months
- Minimum deposit
- €10,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Einde looptijd
Deposit guarantee
€50,000 fully protected
Italian scheme
IBL Banca S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank
Licence and verification
- Institution
- IBL Banca S.p.A.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 18 Sep 2026
details
Fondo Interbancario di Tutela dei Depositi
Taxes
- Country
- Italy
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Italië heft geen bronbelasting op spaarrente van niet-ingezetenen (vrijstelling voor EU-inwoners bij bankdeposito's).
Rates are gross. The Dutch box 3 wealth tax is separate and not included.