IKB Deutsche IndustriebankSpaarrekening

Instant access · IKB Deutsche Industriebank · Germany · via Raisin

Rate: 2.25%; variable
Effective: 2.27%; for €50,000
Your return on €50,000: €1,135; interest per year
Deposit guarantee: €50,000 fully protected
German scheme
IKB Deutsche Industriebank · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €50,000

Your amount€Calculated over

Gross interest over 1 year: €1,135.

Assumption: the variable rate stays the same for the whole period. Gross, before tax.

Interest built up over 1 year

Balance	Rate
€0 – and up	2.25%

€50,000 fully protected

German scheme

IKB Deutsche Industriebank · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification

Institution: IKB Deutsche Industriebank
Status: Verified European deposit guarantee scheme
Scheme: Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee: €100,000 per person per institution
Verification: Raisin wettelijke DGS-disclosure
details
Entschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 19 Sep 2026

Taxes

Country: Germany
Withholding tax: No withholding tax
Standard rate: 0.00%
For a Dutch saver: 0.00%
Notes: Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

2.25% since 18 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

Rate checked on 19 Sep 2026.