ImprebancaTermijndeposito

Deposit · 6 months · imprebanca S.p.A. · Italy · via Raisin
Rate
2.10%
6 months fixed
EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.11%
for €50,000
Your return on €50,000
€1,056
per year, annualised · €525 total over 6 months
Deposit guarantee
€50,000 fully protected
Italian scheme

imprebanca S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 6 months: €525.
Interest built up over 6 months
€ 0€ 200€ 400start6 mo€525After 1 month: €87.50 rate · balance €50,087.50After 2 months: €175 rate · balance €50,175After 3 months: €262.50 rate · balance €50,262.50After 4 months: €350 rate · balance €50,350After 5 months: €437.50 rate · balance €50,437.50After 6 months: €525 rate · balance €50,525

Rate and conditions

BalanceRate
€0 – and up2.10%
Interest payout
end of term, paid out
Fees
none
Rate valid since
14 May 2025
Access
6 months fixed · no early withdrawal
Term
6 months
Minimum deposit
€10,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€50,000 fully protected
Italian scheme

imprebanca S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
imprebanca S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 2 Nov 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italy withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.10% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Imprebanca →All savings products of Imprebanca →

  • 2 Sep 2026New: Imprebanca – Termijndeposito (6 mo) 2.10%

Rate checked on 2 Nov 2026.

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