ImprebancaTermijndeposito

Deposit · 5 years · imprebanca S.p.A. · Italy · via Raisin
Rate
0.50%
5 years fixed
Your return on €50,000
€248
per year, annualised · €1,250 total over 5 years
Deposit guarantee
€50,000 fully protected
Italian scheme

imprebanca S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 5 years: €1,250.
Interest built up over 5 years
€ 0€ 500€ 1kstart2 yrs4 yrs€1,250After 1 month: €20.83 rate · balance €50,020.83After 2 months: €41.67 rate · balance €50,041.67After 3 months: €62.50 rate · balance €50,062.50After 4 months: €83.33 rate · balance €50,083.33After 5 months: €104.17 rate · balance €50,104.17After 6 months: €125.00 rate · balance €50,125.00After 7 months: €145.83 rate · balance €50,145.83After 8 months: €166.67 rate · balance €50,166.67After 9 months: €187.50 rate · balance €50,187.50After 10 months: €208.33 rate · balance €50,208.33After 11 months: €229.17 rate · balance €50,229.17After 12 months: €250.00 rate · balance €50,250.00After 13 months: €270.83 rate · balance €50,270.83After 14 months: €291.67 rate · balance €50,291.67After 15 months: €312.50 rate · balance €50,312.50After 16 months: €333.33 rate · balance €50,333.33After 17 months: €354.17 rate · balance €50,354.17After 18 months: €375.00 rate · balance €50,375.00After 19 months: €395.83 rate · balance €50,395.83After 20 months: €416.67 rate · balance €50,416.67After 21 months: €437.50 rate · balance €50,437.50After 22 months: €458.33 rate · balance €50,458.33After 23 months: €479.17 rate · balance €50,479.17After 24 months: €500.00 rate · balance €50,500.00After 25 months: €520.83 rate · balance €50,520.83After 26 months: €541.67 rate · balance €50,541.67After 27 months: €562.50 rate · balance €50,562.50After 28 months: €583.33 rate · balance €50,583.33After 29 months: €604.17 rate · balance €50,604.17After 30 months: €625.00 rate · balance €50,625.00After 31 months: €645.83 rate · balance €50,645.83After 32 months: €666.67 rate · balance €50,666.67After 33 months: €687.50 rate · balance €50,687.50After 34 months: €708.33 rate · balance €50,708.33After 35 months: €729.17 rate · balance €50,729.17After 36 months: €750.00 rate · balance €50,750.00After 37 months: €770.83 rate · balance €50,770.83After 38 months: €791.67 rate · balance €50,791.67After 39 months: €812.50 rate · balance €50,812.50After 40 months: €833.33 rate · balance €50,833.33After 41 months: €854.17 rate · balance €50,854.17After 42 months: €875.00 rate · balance €50,875.00After 43 months: €895.83 rate · balance €50,895.83After 44 months: €916.67 rate · balance €50,916.67After 45 months: €937.50 rate · balance €50,937.50After 46 months: €958.33 rate · balance €50,958.33After 47 months: €979.17 rate · balance €50,979.17After 48 months: €1,000.00 rate · balance €51,000.00After 49 months: €1,020.83 rate · balance €51,020.83After 50 months: €1,041.67 rate · balance €51,041.67After 51 months: €1,062.50 rate · balance €51,062.50After 52 months: €1,083.33 rate · balance €51,083.33After 53 months: €1,104.16 rate · balance €51,104.16After 54 months: €1,125.00 rate · balance €51,125.00After 55 months: €1,145.83 rate · balance €51,145.83After 56 months: €1,166.66 rate · balance €51,166.66After 57 months: €1,187.50 rate · balance €51,187.50After 58 months: €1,208.33 rate · balance €51,208.33After 59 months: €1,229.16 rate · balance €51,229.16After 60 months: €1,250.00 rate · balance €51,250.00
Per year
AfterInterest up to thenBalance
1 year€250€50,250
2 years€500€50,500
3 years€750€50,750
4 years€1,000€51,000
5 years€1,250€51,250

Rate and conditions

BalanceRate
€0 – and up0.50%
Interest payout
end of term, paid out
Fees
none
Rate valid since
19 Mar 2024
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€10,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€50,000 fully protected
Italian scheme

imprebanca S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
imprebanca S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 2 Nov 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italy withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

0.50% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Imprebanca →All savings products of Imprebanca →

  • 2 Sep 2026New: Imprebanca – Termijndeposito (60 mo) 0.50%

Rate checked on 2 Nov 2026.

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