ImprebancaSpaarrekening met 4 dagen opzegtermijn

Notice period 4 days · imprebanca S.p.A. · Italy · via Raisin
Rate
2.25%
variable
since 12 Oct 2026
Your return on €50,000
€1,125
interest per year
Deposit guarantee
€50,000 fully protected
Italian scheme

imprebanca S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 1 year: €1,125.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 500€ 1kstart6 mo1 yr€1,125After 1 month: €93.75 rate · balance €50,093.75After 2 months: €187.50 rate · balance €50,187.50After 3 months: €281.25 rate · balance €50,281.25After 4 months: €375 rate · balance €50,375After 5 months: €468.75 rate · balance €50,468.75After 6 months: €562.50 rate · balance €50,562.50After 7 months: €656.25 rate · balance €50,656.25After 8 months: €750 rate · balance €50,750After 9 months: €843.75 rate · balance €50,843.75After 10 months: €937.50 rate · balance €50,937.50After 11 months: €1,031.25 rate · balance €51,031.25After 12 months: €1,125 rate · balance €51,125

Rate and conditions

BalanceRate
€0 – and up2.25%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
12 Oct 2026
Access
Notice period 4 days
Notice period
4 days
Minimum deposit
€10,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€50,000 fully protected
Italian scheme

imprebanca S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
imprebanca S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 2 Nov 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italy withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.75%2.00%2.25%2.50%15 Sep 20269 Oct 2026now2.25%2.05% from 15 Sep 2026 until 2 Oct 20262.15% from 2 Oct 2026 until 12 Oct 20262.25% from 12 Oct 2026 until now
FromRateUntil
12 Oct 20262.25%current
2 Oct 20262.15%12 Oct 2026
15 Sep 20262.05%2 Oct 2026

All historic rates of Imprebanca →All savings products of Imprebanca →

  • 12 Oct 2026Imprebanca – Spaarrekening met 4 dagen opzegtermijn: 2.15% → 2.25%
  • 2 Oct 2026Imprebanca – Spaarrekening met 4 dagen opzegtermijn: 2.05% → 2.15%
  • 15 Sep 2026New: Imprebanca – Spaarrekening met 4 dagen opzegtermijn 2.05%

Rate checked on 2 Nov 2026.

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