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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Inbank
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InbankTermijndeposito

Deposit · 2 years · Inbank AS · Estonia · via Raisin
Open an account at Inbank
Rate
3.36%
2 years fixed
since 14 Sep 2026
Your return on €100,000
€3,360
per year, annualised · €6,833 total over 2 years
Deposit guarantee
€100,000 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 2 years: €6,833.
Interest built up over 2 years
€ 0€ 2,5k€ 5kstart1 yr2 yrs€6,833After 1 month: €280 rate · balance €100,280After 2 months: €560 rate · balance €100,560After 3 months: €840 rate · balance €100,840After 4 months: €1,120 rate · balance €101,120After 5 months: €1,400 rate · balance €101,400After 6 months: €1,680 rate · balance €101,680After 7 months: €1,960 rate · balance €101,960After 8 months: €2,240 rate · balance €102,240

Rate and conditions

BalanceRate
€0 – and up3.36%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Sep 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€100,000 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Inbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsTagatisfond ("TF")
source ↗ · 18 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.50%2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.36%2.96% from 2 Sep 2026 until 14 Sep 20263.36% from 14 Sep 2026 until now
2.50%2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now

Other offers from Inbank

Instant access · 2.20% · Raisin6 months · 2.51% · Raisin1 year · 2.53% · Raisin3 years · 3.19% · Raisin4 years · 3.21% · Raisin5 years · 3.41% · Raisin
After 9 months: €2,520 rate · balance €102,520After 10 months: €2,800 rate · balance €102,800After 11 months: €3,080 rate · balance €103,080After 12 months: €3,360 rate · balance €103,360After 13 months: €3,649.41 rate · balance €103,649.41After 14 months: €3,938.82 rate · balance €103,938.82After 15 months: €4,228.22 rate · balance €104,228.22After 16 months: €4,517.63 rate · balance €104,517.63After 17 months: €4,807.04 rate · balance €104,807.04After 18 months: €5,096.45 rate · balance €105,096.45After 19 months: €5,385.86 rate · balance €105,385.86After 20 months: €5,675.26 rate · balance €105,675.26After 21 months: €5,964.67 rate · balance €105,964.67After 22 months: €6,254.08 rate · balance €106,254.08After 23 months: €6,543.49 rate · balance €106,543.49After 24 months: €6,832.90 rate · balance €106,832.90
€ 0€ 2,5k€ 5kstart1 yr2 yrs€6,833After 1 month: €280 rate · balance €100,280After 2 months: €560 rate · balance €100,560After 3 months: €840 rate · balance €100,840After 4 months: €1,120 rate · balance €101,120After 5 months: €1,400 rate · balance €101,400After 6 months: €1,680 rate · balance €101,680After 7 months: €1,960 rate · balance €101,960After 8 months: €2,240 rate · balance €102,240After 9 months: €2,520 rate · balance €102,520After 10 months: €2,800 rate · balance €102,800After 11 months: €3,080 rate · balance €103,080After 12 months: €3,360 rate · balance €103,360After 13 months: €3,649.41 rate · balance €103,649.41After 14 months: €3,938.82 rate · balance €103,938.82After 15 months: €4,228.22 rate · balance €104,228.22After 16 months: €4,517.63 rate · balance €104,517.63After 17 months: €4,807.04 rate · balance €104,807.04After 18 months: €5,096.45 rate · balance €105,096.45After 19 months: €5,385.86 rate · balance €105,385.86After 20 months: €5,675.26 rate · balance €105,675.26After 21 months: €5,964.67 rate · balance €105,964.67After 22 months: €6,254.08 rate · balance €106,254.08After 23 months: €6,543.49 rate · balance €106,543.49After 24 months: €6,832.90 rate · balance €106,832.90
Per year
AfterInterest up to thenBalance
1 year€3,360€103,360
2 years€6,833€106,833
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
3.36%2.96% from 2 Sep 2026 until 14 Sep 20263.36% from 14 Sep 2026 until now
FromRateUntil
14 Sep 20263.36%current
2 Sep 20262.96%14 Sep 2026

All historic rates of Inbank →All savings products of Inbank →

  • 14 Sep 2026Inbank – Termijndeposito (24 mo): 2.96% → 3.36%
  • 2 Sep 2026New: Inbank – Termijndeposito (24 mo) 2.96%

Rate checked on 18 Sep 2026.