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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Inbank
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InbankTermijndeposito

Deposit · 2 years · Inbank AS · Estonia · via Raisin
Open an account at Inbank
Rate
3.36%
2 years fixed
since 14 Sep 2026
Your return on €16,600
€558
per year, annualised · €1,134 total over 2 years
Deposit guarantee
€16,600 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 2 years: €1,134.
Interest built up over 2 years
€ 0€ 500€ 1kstart1 yr2 yrs€1,134After 1 month: €46.48 rate · balance €16,646.48After 2 months: €92.96 rate · balance €16,692.96After 3 months: €139.44 rate · balance €16,739.44After 4 months: €185.92 rate · balance €16,785.92After 5 months: €232.40 rate · balance €16,832.40After 6 months: €278.88 rate · balance €16,878.88After 7 months: €325.36 rate · balance €16,925.36After 8 months: €371.84 rate · balance €16,971.84

Rate and conditions

BalanceRate
€0 – and up3.36%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Sep 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,600 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Inbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsTagatisfond ("TF")
source ↗ · 18 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.50%2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.36%2.96% from 2 Sep 2026 until 14 Sep 20263.36% from 14 Sep 2026 until now
2.50%2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now

Other offers from Inbank

Instant access · 2.20% · Raisin6 months · 2.51% · Raisin1 year · 2.53% · Raisin3 years · 3.19% · Raisin4 years · 3.21% · Raisin5 years · 3.41% · Raisin
After 9 months: €418.32 rate · balance €17,018.32After 10 months: €464.80 rate · balance €17,064.80After 11 months: €511.28 rate · balance €17,111.28After 12 months: €557.76 rate · balance €17,157.76After 13 months: €605.80 rate · balance €17,205.80After 14 months: €653.84 rate · balance €17,253.84After 15 months: €701.89 rate · balance €17,301.89After 16 months: €749.93 rate · balance €17,349.93After 17 months: €797.97 rate · balance €17,397.97After 18 months: €846.01 rate · balance €17,446.01After 19 months: €894.05 rate · balance €17,494.05After 20 months: €942.09 rate · balance €17,542.09After 21 months: €990.14 rate · balance €17,590.14After 22 months: €1,038.18 rate · balance €17,638.18After 23 months: €1,086.22 rate · balance €17,686.22After 24 months: €1,134.26 rate · balance €17,734.26
€ 0€ 500€ 1kstart1 yr2 yrs€1,134After 1 month: €46.48 rate · balance €16,646.48After 2 months: €92.96 rate · balance €16,692.96After 3 months: €139.44 rate · balance €16,739.44After 4 months: €185.92 rate · balance €16,785.92After 5 months: €232.40 rate · balance €16,832.40After 6 months: €278.88 rate · balance €16,878.88After 7 months: €325.36 rate · balance €16,925.36After 8 months: €371.84 rate · balance €16,971.84After 9 months: €418.32 rate · balance €17,018.32After 10 months: €464.80 rate · balance €17,064.80After 11 months: €511.28 rate · balance €17,111.28After 12 months: €557.76 rate · balance €17,157.76After 13 months: €605.80 rate · balance €17,205.80After 14 months: €653.84 rate · balance €17,253.84After 15 months: €701.89 rate · balance €17,301.89After 16 months: €749.93 rate · balance €17,349.93After 17 months: €797.97 rate · balance €17,397.97After 18 months: €846.01 rate · balance €17,446.01After 19 months: €894.05 rate · balance €17,494.05After 20 months: €942.09 rate · balance €17,542.09After 21 months: €990.14 rate · balance €17,590.14After 22 months: €1,038.18 rate · balance €17,638.18After 23 months: €1,086.22 rate · balance €17,686.22After 24 months: €1,134.26 rate · balance €17,734.26
Per year
AfterInterest up to thenBalance
1 year€558€17,158
2 years€1,134€17,734
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
3.36%2.96% from 2 Sep 2026 until 14 Sep 20263.36% from 14 Sep 2026 until now
FromRateUntil
14 Sep 20263.36%current
2 Sep 20262.96%14 Sep 2026

All historic rates of Inbank →All savings products of Inbank →

  • 14 Sep 2026Inbank – Termijndeposito (24 mo): 2.96% → 3.36%
  • 2 Sep 2026New: Inbank – Termijndeposito (24 mo) 2.96%

Rate checked on 18 Sep 2026.