Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 2 minutes ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Inbank
Back to the comparison

InbankTermijndeposito

Deposit · 3 years · Inbank AS · Estonia · via Raisin
Open an account at Inbank
Rate
3.19%
3 years fixed
since 14 Sep 2026
Your return on €100,000
€3,190
per year, annualised · €9,879 total over 3 years
Deposit guarantee
€100,000 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 3 years: €9,879.
Interest built up over 3 years
€ 0€ 5kstart1 yr2 yrs3 yrs€9,879After 1 month: €265.83 rate · balance €100,265.83After 2 months: €531.67 rate · balance €100,531.67After 3 months: €797.50 rate · balance €100,797.50After 4 months: €1,063.33 rate · balance €101,063.33After 5 months: €1,329.17 rate · balance €101,329.17After 6 months: €1,595.00 rate · balance €101,595.00

Rate and conditions

BalanceRate
€0 – and up3.19%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Sep 2026
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€100,000 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Inbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsTagatisfond ("TF")
source ↗ · 18 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.19%3.06% from 2 Sep 2026 until 14 Sep 20263.19% from 14 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.19%3.06% from 2 Sep 2026 until 14 Sep 20263.19% from 14 Sep 2026 until now

Other offers from Inbank

Instant access · 2.20% · Raisin6 months · 2.51% · Raisin1 year · 2.53% · Raisin2 years · 3.36% · Raisin4 years · 3.21% · Raisin5 years · 3.41% · Raisin
After 7 months: €1,860.83 rate · balance €101,860.83After 8 months: €2,126.67 rate · balance €102,126.67After 9 months: €2,392.50 rate · balance €102,392.50After 10 months: €2,658.33 rate · balance €102,658.33After 11 months: €2,924.17 rate · balance €102,924.17After 12 months: €3,190.00 rate · balance €103,190.00After 13 months: €3,464.31 rate · balance €103,464.31After 14 months: €3,738.63 rate · balance €103,738.63After 15 months: €4,012.94 rate · balance €104,012.94After 16 months: €4,287.25 rate · balance €104,287.25After 17 months: €4,561.57 rate · balance €104,561.57After 18 months: €4,835.88 rate · balance €104,835.88After 19 months: €5,110.19 rate · balance €105,110.19After 20 months: €5,384.51 rate · balance €105,384.51After 21 months: €5,658.82 rate · balance €105,658.82After 22 months: €5,933.13 rate · balance €105,933.13After 23 months: €6,207.45 rate · balance €106,207.45After 24 months: €6,481.76 rate · balance €106,481.76After 25 months: €6,764.82 rate · balance €106,764.82After 26 months: €7,047.89 rate · balance €107,047.89After 27 months: €7,330.95 rate · balance €107,330.95After 28 months: €7,614.02 rate · balance €107,614.02After 29 months: €7,897.08 rate · balance €107,897.08After 30 months: €8,180.14 rate · balance €108,180.14After 31 months: €8,463.21 rate · balance €108,463.21After 32 months: €8,746.27 rate · balance €108,746.27After 33 months: €9,029.34 rate · balance €109,029.34After 34 months: €9,312.40 rate · balance €109,312.40After 35 months: €9,595.46 rate · balance €109,595.46After 36 months: €9,878.53 rate · balance €109,878.53
€ 0€ 5kstart1 yr2 yrs3 yrs€9,879After 1 month: €265.83 rate · balance €100,265.83After 2 months: €531.67 rate · balance €100,531.67After 3 months: €797.50 rate · balance €100,797.50After 4 months: €1,063.33 rate · balance €101,063.33After 5 months: €1,329.17 rate · balance €101,329.17After 6 months: €1,595.00 rate · balance €101,595.00After 7 months: €1,860.83 rate · balance €101,860.83After 8 months: €2,126.67 rate · balance €102,126.67After 9 months: €2,392.50 rate · balance €102,392.50After 10 months: €2,658.33 rate · balance €102,658.33After 11 months: €2,924.17 rate · balance €102,924.17After 12 months: €3,190.00 rate · balance €103,190.00After 13 months: €3,464.31 rate · balance €103,464.31After 14 months: €3,738.63 rate · balance €103,738.63After 15 months: €4,012.94 rate · balance €104,012.94After 16 months: €4,287.25 rate · balance €104,287.25After 17 months: €4,561.57 rate · balance €104,561.57After 18 months: €4,835.88 rate · balance €104,835.88After 19 months: €5,110.19 rate · balance €105,110.19After 20 months: €5,384.51 rate · balance €105,384.51After 21 months: €5,658.82 rate · balance €105,658.82After 22 months: €5,933.13 rate · balance €105,933.13After 23 months: €6,207.45 rate · balance €106,207.45After 24 months: €6,481.76 rate · balance €106,481.76After 25 months: €6,764.82 rate · balance €106,764.82After 26 months: €7,047.89 rate · balance €107,047.89After 27 months: €7,330.95 rate · balance €107,330.95After 28 months: €7,614.02 rate · balance €107,614.02After 29 months: €7,897.08 rate · balance €107,897.08After 30 months: €8,180.14 rate · balance €108,180.14After 31 months: €8,463.21 rate · balance €108,463.21After 32 months: €8,746.27 rate · balance €108,746.27After 33 months: €9,029.34 rate · balance €109,029.34After 34 months: €9,312.40 rate · balance €109,312.40After 35 months: €9,595.46 rate · balance €109,595.46After 36 months: €9,878.53 rate · balance €109,878.53
Per year
AfterInterest up to thenBalance
1 year€3,190€103,190
2 years€6,482€106,482
3 years€9,879€109,879
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
From
Rate
Until
14 Sep 20263.19%current
2 Sep 20263.06%14 Sep 2026

All historic rates of Inbank →All savings products of Inbank →

  • 14 Sep 2026Inbank – Termijndeposito (36 mo): 3.06% → 3.19%
  • 2 Sep 2026New: Inbank – Termijndeposito (36 mo) 3.06%

Rate checked on 18 Sep 2026.