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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Inbank
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InbankTermijndeposito

Deposit · 3 years · Inbank AS · Estonia · via Raisin
Open an account at Inbank
Rate
3.19%
3 years fixed
since 14 Sep 2026
Your return on €16,800
€536
per year, annualised · €1,660 total over 3 years
Deposit guarantee
€16,800 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 3 years: €1,660.
Interest built up over 3 years
€ 0€ 1kstart1 yr2 yrs3 yrs€1,660After 1 month: €44.66 rate · balance €16,844.66After 2 months: €89.32 rate · balance €16,889.32After 3 months: €133.98 rate · balance €16,933.98After 4 months: €178.64 rate · balance €16,978.64After 5 months: €223.30 rate · balance €17,023.30After 6 months: €267.96 rate · balance €17,067.96

Rate and conditions

BalanceRate
€0 – and up3.19%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Sep 2026
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,800 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Inbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsTagatisfond ("TF")
source ↗ · 18 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.19%3.06% from 2 Sep 2026 until 14 Sep 20263.19% from 14 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.19%3.06% from 2 Sep 2026 until 14 Sep 20263.19% from 14 Sep 2026 until now

Other offers from Inbank

Instant access · 2.20% · Raisin6 months · 2.51% · Raisin1 year · 2.53% · Raisin2 years · 3.36% · Raisin4 years · 3.21% · Raisin5 years · 3.41% · Raisin
After 7 months: €312.62 rate · balance €17,112.62After 8 months: €357.28 rate · balance €17,157.28After 9 months: €401.94 rate · balance €17,201.94After 10 months: €446.60 rate · balance €17,246.60After 11 months: €491.26 rate · balance €17,291.26After 12 months: €535.92 rate · balance €17,335.92After 13 months: €582.00 rate · balance €17,382.00After 14 months: €628.09 rate · balance €17,428.09After 15 months: €674.17 rate · balance €17,474.17After 16 months: €720.26 rate · balance €17,520.26After 17 months: €766.34 rate · balance €17,566.34After 18 months: €812.43 rate · balance €17,612.43After 19 months: €858.51 rate · balance €17,658.51After 20 months: €904.60 rate · balance €17,704.60After 21 months: €950.68 rate · balance €17,750.68After 22 months: €996.77 rate · balance €17,796.77After 23 months: €1,042.85 rate · balance €17,842.85After 24 months: €1,088.94 rate · balance €17,888.94After 25 months: €1,136.49 rate · balance €17,936.49After 26 months: €1,184.05 rate · balance €17,984.05After 27 months: €1,231.60 rate · balance €18,031.60After 28 months: €1,279.16 rate · balance €18,079.16After 29 months: €1,326.71 rate · balance €18,126.71After 30 months: €1,374.27 rate · balance €18,174.27After 31 months: €1,421.82 rate · balance €18,221.82After 32 months: €1,469.37 rate · balance €18,269.37After 33 months: €1,516.93 rate · balance €18,316.93After 34 months: €1,564.48 rate · balance €18,364.48After 35 months: €1,612.04 rate · balance €18,412.04After 36 months: €1,659.59 rate · balance €18,459.59
€ 0€ 1kstart1 yr2 yrs3 yrs€1,660After 1 month: €44.66 rate · balance €16,844.66After 2 months: €89.32 rate · balance €16,889.32After 3 months: €133.98 rate · balance €16,933.98After 4 months: €178.64 rate · balance €16,978.64After 5 months: €223.30 rate · balance €17,023.30After 6 months: €267.96 rate · balance €17,067.96After 7 months: €312.62 rate · balance €17,112.62After 8 months: €357.28 rate · balance €17,157.28After 9 months: €401.94 rate · balance €17,201.94After 10 months: €446.60 rate · balance €17,246.60After 11 months: €491.26 rate · balance €17,291.26After 12 months: €535.92 rate · balance €17,335.92After 13 months: €582.00 rate · balance €17,382.00After 14 months: €628.09 rate · balance €17,428.09After 15 months: €674.17 rate · balance €17,474.17After 16 months: €720.26 rate · balance €17,520.26After 17 months: €766.34 rate · balance €17,566.34After 18 months: €812.43 rate · balance €17,612.43After 19 months: €858.51 rate · balance €17,658.51After 20 months: €904.60 rate · balance €17,704.60After 21 months: €950.68 rate · balance €17,750.68After 22 months: €996.77 rate · balance €17,796.77After 23 months: €1,042.85 rate · balance €17,842.85After 24 months: €1,088.94 rate · balance €17,888.94After 25 months: €1,136.49 rate · balance €17,936.49After 26 months: €1,184.05 rate · balance €17,984.05After 27 months: €1,231.60 rate · balance €18,031.60After 28 months: €1,279.16 rate · balance €18,079.16After 29 months: €1,326.71 rate · balance €18,126.71After 30 months: €1,374.27 rate · balance €18,174.27After 31 months: €1,421.82 rate · balance €18,221.82After 32 months: €1,469.37 rate · balance €18,269.37After 33 months: €1,516.93 rate · balance €18,316.93After 34 months: €1,564.48 rate · balance €18,364.48After 35 months: €1,612.04 rate · balance €18,412.04After 36 months: €1,659.59 rate · balance €18,459.59
Per year
AfterInterest up to thenBalance
1 year€536€17,336
2 years€1,089€17,889
3 years€1,660€18,460
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
From
Rate
Until
14 Sep 20263.19%current
2 Sep 20263.06%14 Sep 2026

All historic rates of Inbank →All savings products of Inbank →

  • 14 Sep 2026Inbank – Termijndeposito (36 mo): 3.06% → 3.19%
  • 2 Sep 2026New: Inbank – Termijndeposito (36 mo) 3.06%

Rate checked on 18 Sep 2026.