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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Inbank
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InbankTermijndeposito

Deposit · 4 years · Inbank AS · Estonia · via Raisin
Open an account at Inbank
Rate
3.21%
4 years fixed
since 14 Sep 2026
Your return on €10,000
€321
per year, annualised · €1,347 total over 4 years
Deposit guarantee
€10,000 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 4 years: €1,347.
Interest built up over 4 years
€ 0€ 500€ 1kstart2 yrs4 yrs€1,347After 1 month: €26.75 rate · balance €10,026.75After 2 months: €53.50 rate · balance €10,053.50

Rate and conditions

BalanceRate
€0 – and up3.21%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Sep 2026
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€10,000 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Inbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsTagatisfond ("TF")
source ↗ · 18 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.21%3.06% from 2 Sep 2026 until 14 Sep 20263.21% from 14 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.21%3.06% from 2 Sep 2026 until 14 Sep 20263.21% from 14 Sep 2026 until now

Other offers from Inbank

Instant access · 2.20% · Raisin6 months · 2.51% · Raisin1 year · 2.53% · Raisin2 years · 3.36% · Raisin3 years · 3.19% · Raisin5 years · 3.41% · Raisin
After 3 months: €80.25 rate · balance €10,080.25After 4 months: €107 rate · balance €10,107After 5 months: €133.75 rate · balance €10,133.75After 6 months: €160.50 rate · balance €10,160.50After 7 months: €187.25 rate · balance €10,187.25After 8 months: €214 rate · balance €10,214After 9 months: €240.75 rate · balance €10,240.75After 10 months: €267.50 rate · balance €10,267.50After 11 months: €294.25 rate · balance €10,294.25After 12 months: €321 rate · balance €10,321After 13 months: €348.61 rate · balance €10,348.61After 14 months: €376.22 rate · balance €10,376.22After 15 months: €403.83 rate · balance €10,403.83After 16 months: €431.43 rate · balance €10,431.43After 17 months: €459.04 rate · balance €10,459.04After 18 months: €486.65 rate · balance €10,486.65After 19 months: €514.26 rate · balance €10,514.26After 20 months: €541.87 rate · balance €10,541.87After 21 months: €569.48 rate · balance €10,569.48After 22 months: €597.09 rate · balance €10,597.09After 23 months: €624.70 rate · balance €10,624.70After 24 months: €652.30 rate · balance €10,652.30After 25 months: €680.80 rate · balance €10,680.80After 26 months: €709.29 rate · balance €10,709.29After 27 months: €737.79 rate · balance €10,737.79After 28 months: €766.28 rate · balance €10,766.28After 29 months: €794.78 rate · balance €10,794.78After 30 months: €823.27 rate · balance €10,823.27After 31 months: €851.77 rate · balance €10,851.77After 32 months: €880.26 rate · balance €10,880.26After 33 months: €908.76 rate · balance €10,908.76After 34 months: €937.25 rate · balance €10,937.25After 35 months: €965.75 rate · balance €10,965.75After 36 months: €994.24 rate · balance €10,994.24After 37 months: €1,023.65 rate · balance €11,023.65After 38 months: €1,053.06 rate · balance €11,053.06After 39 months: €1,082.47 rate · balance €11,082.47After 40 months: €1,111.88 rate · balance €11,111.88After 41 months: €1,141.29 rate · balance €11,141.29After 42 months: €1,170.70 rate · balance €11,170.70After 43 months: €1,200.11 rate · balance €11,200.11After 44 months: €1,229.52 rate · balance €11,229.52After 45 months: €1,258.93 rate · balance €11,258.93After 46 months: €1,288.34 rate · balance €11,288.34After 47 months: €1,317.75 rate · balance €11,317.75After 48 months: €1,347.16 rate · balance €11,347.16
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs4 yrs€1,347After 1 month: €26.75 rate · balance €10,026.75After 2 months: €53.50 rate · balance €10,053.50After 3 months: €80.25 rate · balance €10,080.25After 4 months: €107 rate · balance €10,107After 5 months: €133.75 rate · balance €10,133.75After 6 months: €160.50 rate · balance €10,160.50After 7 months: €187.25 rate · balance €10,187.25After 8 months: €214 rate · balance €10,214After 9 months: €240.75 rate · balance €10,240.75After 10 months: €267.50 rate · balance €10,267.50After 11 months: €294.25 rate · balance €10,294.25After 12 months: €321 rate · balance €10,321After 13 months: €348.61 rate · balance €10,348.61After 14 months: €376.22 rate · balance €10,376.22After 15 months: €403.83 rate · balance €10,403.83After 16 months: €431.43 rate · balance €10,431.43After 17 months: €459.04 rate · balance €10,459.04After 18 months: €486.65 rate · balance €10,486.65After 19 months: €514.26 rate · balance €10,514.26After 20 months: €541.87 rate · balance €10,541.87After 21 months: €569.48 rate · balance €10,569.48After 22 months: €597.09 rate · balance €10,597.09After 23 months: €624.70 rate · balance €10,624.70After 24 months: €652.30 rate · balance €10,652.30After 25 months: €680.80 rate · balance €10,680.80After 26 months: €709.29 rate · balance €10,709.29After 27 months: €737.79 rate · balance €10,737.79After 28 months: €766.28 rate · balance €10,766.28After 29 months: €794.78 rate · balance €10,794.78After 30 months: €823.27 rate · balance €10,823.27After 31 months: €851.77 rate · balance €10,851.77After 32 months: €880.26 rate · balance €10,880.26After 33 months: €908.76 rate · balance €10,908.76After 34 months: €937.25 rate · balance €10,937.25After 35 months: €965.75 rate · balance €10,965.75After 36 months: €994.24 rate · balance €10,994.24After 37 months: €1,023.65 rate · balance €11,023.65After 38 months: €1,053.06 rate · balance €11,053.06After 39 months: €1,082.47 rate · balance €11,082.47After 40 months: €1,111.88 rate · balance €11,111.88After 41 months: €1,141.29 rate · balance €11,141.29After 42 months: €1,170.70 rate · balance €11,170.70After 43 months: €1,200.11 rate · balance €11,200.11After 44 months: €1,229.52 rate · balance €11,229.52After 45 months: €1,258.93 rate · balance €11,258.93After 46 months: €1,288.34 rate · balance €11,288.34After 47 months: €1,317.75 rate · balance €11,317.75After 48 months: €1,347.16 rate · balance €11,347.16
Per year
AfterInterest up to thenBalance
1 year€321€10,321
2 years€652€10,652
3 years€994€10,994
4 years€1,347€11,347
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
From
Rate
Until
14 Sep 20263.21%current
2 Sep 20263.06%14 Sep 2026

All historic rates of Inbank →All savings products of Inbank →

  • 14 Sep 2026Inbank – Termijndeposito (48 mo): 3.06% → 3.21%
  • 2 Sep 2026New: Inbank – Termijndeposito (48 mo) 3.06%

Rate checked on 18 Sep 2026.