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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Inbank
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InbankTermijndeposito

Deposit · 4 years · Inbank AS · Estonia · via Raisin
Open an account at Inbank
Rate
3.21%
4 years fixed
since 14 Sep 2026
Your return on €100,000
€3,210
per year, annualised · €13,472 total over 4 years
Deposit guarantee
€100,000 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 4 years: €13,472.
Interest built up over 4 years
€ 0€ 5k€ 10kstart2 yrs4 yrs€13,472After 1 month: €267.50 rate · balance €100,267.50After 2 months: €535 rate · balance €100,535

Rate and conditions

BalanceRate
€0 – and up3.21%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Sep 2026
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€100,000 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Inbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsTagatisfond ("TF")
source ↗ · 18 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.21%3.06% from 2 Sep 2026 until 14 Sep 20263.21% from 14 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.21%3.06% from 2 Sep 2026 until 14 Sep 20263.21% from 14 Sep 2026 until now

Other offers from Inbank

Instant access · 2.20% · Raisin6 months · 2.51% · Raisin1 year · 2.53% · Raisin2 years · 3.36% · Raisin3 years · 3.19% · Raisin5 years · 3.41% · Raisin
After 3 months: €802.50 rate · balance €100,802.50After 4 months: €1,070 rate · balance €101,070After 5 months: €1,337.50 rate · balance €101,337.50After 6 months: €1,605 rate · balance €101,605After 7 months: €1,872.50 rate · balance €101,872.50After 8 months: €2,140 rate · balance €102,140After 9 months: €2,407.50 rate · balance €102,407.50After 10 months: €2,675 rate · balance €102,675After 11 months: €2,942.50 rate · balance €102,942.50After 12 months: €3,210 rate · balance €103,210After 13 months: €3,486.09 rate · balance €103,486.09After 14 months: €3,762.17 rate · balance €103,762.17After 15 months: €4,038.26 rate · balance €104,038.26After 16 months: €4,314.35 rate · balance €104,314.35After 17 months: €4,590.43 rate · balance €104,590.43After 18 months: €4,866.52 rate · balance €104,866.52After 19 months: €5,142.61 rate · balance €105,142.61After 20 months: €5,418.69 rate · balance €105,418.69After 21 months: €5,694.78 rate · balance €105,694.78After 22 months: €5,970.87 rate · balance €105,970.87After 23 months: €6,246.95 rate · balance €106,246.95After 24 months: €6,523.04 rate · balance €106,523.04After 25 months: €6,807.99 rate · balance €106,807.99After 26 months: €7,092.94 rate · balance €107,092.94After 27 months: €7,377.89 rate · balance €107,377.89After 28 months: €7,662.84 rate · balance €107,662.84After 29 months: €7,947.79 rate · balance €107,947.79After 30 months: €8,232.74 rate · balance €108,232.74After 31 months: €8,517.69 rate · balance €108,517.69After 32 months: €8,802.63 rate · balance €108,802.63After 33 months: €9,087.58 rate · balance €109,087.58After 34 months: €9,372.53 rate · balance €109,372.53After 35 months: €9,657.48 rate · balance €109,657.48After 36 months: €9,942.43 rate · balance €109,942.43After 37 months: €10,236.53 rate · balance €110,236.53After 38 months: €10,530.62 rate · balance €110,530.62After 39 months: €10,824.72 rate · balance €110,824.72After 40 months: €11,118.81 rate · balance €111,118.81After 41 months: €11,412.91 rate · balance €111,412.91After 42 months: €11,707.01 rate · balance €111,707.01After 43 months: €12,001.10 rate · balance €112,001.10After 44 months: €12,295.20 rate · balance €112,295.20After 45 months: €12,589.29 rate · balance €112,589.29After 46 months: €12,883.39 rate · balance €112,883.39After 47 months: €13,177.49 rate · balance €113,177.49After 48 months: €13,471.58 rate · balance €113,471.58
€ 0€ 5k€ 10kstart1 yr2 yrs3 yrs4 yrs€13,472After 1 month: €267.50 rate · balance €100,267.50After 2 months: €535 rate · balance €100,535After 3 months: €802.50 rate · balance €100,802.50After 4 months: €1,070 rate · balance €101,070After 5 months: €1,337.50 rate · balance €101,337.50After 6 months: €1,605 rate · balance €101,605After 7 months: €1,872.50 rate · balance €101,872.50After 8 months: €2,140 rate · balance €102,140After 9 months: €2,407.50 rate · balance €102,407.50After 10 months: €2,675 rate · balance €102,675After 11 months: €2,942.50 rate · balance €102,942.50After 12 months: €3,210 rate · balance €103,210After 13 months: €3,486.09 rate · balance €103,486.09After 14 months: €3,762.17 rate · balance €103,762.17After 15 months: €4,038.26 rate · balance €104,038.26After 16 months: €4,314.35 rate · balance €104,314.35After 17 months: €4,590.43 rate · balance €104,590.43After 18 months: €4,866.52 rate · balance €104,866.52After 19 months: €5,142.61 rate · balance €105,142.61After 20 months: €5,418.69 rate · balance €105,418.69After 21 months: €5,694.78 rate · balance €105,694.78After 22 months: €5,970.87 rate · balance €105,970.87After 23 months: €6,246.95 rate · balance €106,246.95After 24 months: €6,523.04 rate · balance €106,523.04After 25 months: €6,807.99 rate · balance €106,807.99After 26 months: €7,092.94 rate · balance €107,092.94After 27 months: €7,377.89 rate · balance €107,377.89After 28 months: €7,662.84 rate · balance €107,662.84After 29 months: €7,947.79 rate · balance €107,947.79After 30 months: €8,232.74 rate · balance €108,232.74After 31 months: €8,517.69 rate · balance €108,517.69After 32 months: €8,802.63 rate · balance €108,802.63After 33 months: €9,087.58 rate · balance €109,087.58After 34 months: €9,372.53 rate · balance €109,372.53After 35 months: €9,657.48 rate · balance €109,657.48After 36 months: €9,942.43 rate · balance €109,942.43After 37 months: €10,236.53 rate · balance €110,236.53After 38 months: €10,530.62 rate · balance €110,530.62After 39 months: €10,824.72 rate · balance €110,824.72After 40 months: €11,118.81 rate · balance €111,118.81After 41 months: €11,412.91 rate · balance €111,412.91After 42 months: €11,707.01 rate · balance €111,707.01After 43 months: €12,001.10 rate · balance €112,001.10After 44 months: €12,295.20 rate · balance €112,295.20After 45 months: €12,589.29 rate · balance €112,589.29After 46 months: €12,883.39 rate · balance €112,883.39After 47 months: €13,177.49 rate · balance €113,177.49After 48 months: €13,471.58 rate · balance €113,471.58
Per year
AfterInterest up to thenBalance
1 year€3,210€103,210
2 years€6,523€106,523
3 years€9,942€109,942
4 years€13,472€113,472
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
From
Rate
Until
14 Sep 20263.21%current
2 Sep 20263.06%14 Sep 2026

All historic rates of Inbank →All savings products of Inbank →

  • 14 Sep 2026Inbank – Termijndeposito (48 mo): 3.06% → 3.21%
  • 2 Sep 2026New: Inbank – Termijndeposito (48 mo) 3.06%

Rate checked on 18 Sep 2026.