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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Inbank
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InbankTermijndeposito

Deposit · 4 years · Inbank AS · Estonia · via Raisin
Open an account at Inbank
Rate
3.21%
4 years fixed
since 14 Sep 2026
Your return on €16,600
€533
per year, annualised · €2,236 total over 4 years
Deposit guarantee
€16,600 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 4 years: €2,236.
Interest built up over 4 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,236After 1 month: €44.41 rate · balance €16,644.40After 2 months: €88.81 rate · balance €16,688.81

Rate and conditions

BalanceRate
€0 – and up3.21%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Sep 2026
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,600 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Inbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsTagatisfond ("TF")
source ↗ · 18 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.21%3.06% from 2 Sep 2026 until 14 Sep 20263.21% from 14 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.21%3.06% from 2 Sep 2026 until 14 Sep 20263.21% from 14 Sep 2026 until now

Other offers from Inbank

Instant access · 2.20% · Raisin6 months · 2.51% · Raisin1 year · 2.53% · Raisin2 years · 3.36% · Raisin3 years · 3.19% · Raisin5 years · 3.41% · Raisin
After 3 months: €133.22 rate · balance €16,733.22After 4 months: €177.62 rate · balance €16,777.62After 5 months: €222.03 rate · balance €16,822.03After 6 months: €266.43 rate · balance €16,866.43After 7 months: €310.84 rate · balance €16,910.83After 8 months: €355.24 rate · balance €16,955.24After 9 months: €399.64 rate · balance €16,999.65After 10 months: €444.05 rate · balance €17,044.05After 11 months: €488.45 rate · balance €17,088.46After 12 months: €532.86 rate · balance €17,132.86After 13 months: €578.69 rate · balance €17,178.69After 14 months: €624.52 rate · balance €17,224.52After 15 months: €670.35 rate · balance €17,270.35After 16 months: €716.18 rate · balance €17,316.18After 17 months: €762.01 rate · balance €17,362.01After 18 months: €807.84 rate · balance €17,407.84After 19 months: €853.67 rate · balance €17,453.67After 20 months: €899.50 rate · balance €17,499.50After 21 months: €945.33 rate · balance €17,545.33After 22 months: €991.16 rate · balance €17,591.16After 23 months: €1,036.99 rate · balance €17,636.99After 24 months: €1,082.82 rate · balance €17,682.82After 25 months: €1,130.13 rate · balance €17,730.13After 26 months: €1,177.43 rate · balance €17,777.43After 27 months: €1,224.73 rate · balance €17,824.73After 28 months: €1,272.03 rate · balance €17,872.03After 29 months: €1,319.33 rate · balance €17,919.33After 30 months: €1,366.63 rate · balance €17,966.63After 31 months: €1,413.94 rate · balance €18,013.94After 32 months: €1,461.24 rate · balance €18,061.24After 33 months: €1,508.54 rate · balance €18,108.54After 34 months: €1,555.84 rate · balance €18,155.84After 35 months: €1,603.14 rate · balance €18,203.14After 36 months: €1,650.44 rate · balance €18,250.44After 37 months: €1,699.26 rate · balance €18,299.26After 38 months: €1,748.08 rate · balance €18,348.08After 39 months: €1,796.90 rate · balance €18,396.90After 40 months: €1,845.72 rate · balance €18,445.72After 41 months: €1,894.54 rate · balance €18,494.54After 42 months: €1,943.36 rate · balance €18,543.36After 43 months: €1,992.18 rate · balance €18,592.18After 44 months: €2,041.00 rate · balance €18,641.00After 45 months: €2,089.82 rate · balance €18,689.82After 46 months: €2,138.64 rate · balance €18,738.64After 47 months: €2,187.46 rate · balance €18,787.46After 48 months: €2,236.28 rate · balance €18,836.28
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs€2,236After 1 month: €44.41 rate · balance €16,644.40After 2 months: €88.81 rate · balance €16,688.81After 3 months: €133.22 rate · balance €16,733.22After 4 months: €177.62 rate · balance €16,777.62After 5 months: €222.03 rate · balance €16,822.03After 6 months: €266.43 rate · balance €16,866.43After 7 months: €310.84 rate · balance €16,910.83After 8 months: €355.24 rate · balance €16,955.24After 9 months: €399.64 rate · balance €16,999.65After 10 months: €444.05 rate · balance €17,044.05After 11 months: €488.45 rate · balance €17,088.46After 12 months: €532.86 rate · balance €17,132.86After 13 months: €578.69 rate · balance €17,178.69After 14 months: €624.52 rate · balance €17,224.52After 15 months: €670.35 rate · balance €17,270.35After 16 months: €716.18 rate · balance €17,316.18After 17 months: €762.01 rate · balance €17,362.01After 18 months: €807.84 rate · balance €17,407.84After 19 months: €853.67 rate · balance €17,453.67After 20 months: €899.50 rate · balance €17,499.50After 21 months: €945.33 rate · balance €17,545.33After 22 months: €991.16 rate · balance €17,591.16After 23 months: €1,036.99 rate · balance €17,636.99After 24 months: €1,082.82 rate · balance €17,682.82After 25 months: €1,130.13 rate · balance €17,730.13After 26 months: €1,177.43 rate · balance €17,777.43After 27 months: €1,224.73 rate · balance €17,824.73After 28 months: €1,272.03 rate · balance €17,872.03After 29 months: €1,319.33 rate · balance €17,919.33After 30 months: €1,366.63 rate · balance €17,966.63After 31 months: €1,413.94 rate · balance €18,013.94After 32 months: €1,461.24 rate · balance €18,061.24After 33 months: €1,508.54 rate · balance €18,108.54After 34 months: €1,555.84 rate · balance €18,155.84After 35 months: €1,603.14 rate · balance €18,203.14After 36 months: €1,650.44 rate · balance €18,250.44After 37 months: €1,699.26 rate · balance €18,299.26After 38 months: €1,748.08 rate · balance €18,348.08After 39 months: €1,796.90 rate · balance €18,396.90After 40 months: €1,845.72 rate · balance €18,445.72After 41 months: €1,894.54 rate · balance €18,494.54After 42 months: €1,943.36 rate · balance €18,543.36After 43 months: €1,992.18 rate · balance €18,592.18After 44 months: €2,041.00 rate · balance €18,641.00After 45 months: €2,089.82 rate · balance €18,689.82After 46 months: €2,138.64 rate · balance €18,738.64After 47 months: €2,187.46 rate · balance €18,787.46After 48 months: €2,236.28 rate · balance €18,836.28
Per year
AfterInterest up to thenBalance
1 year€533€17,133
2 years€1,083€17,683
3 years€1,650€18,250
4 years€2,236€18,836
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
From
Rate
Until
14 Sep 20263.21%current
2 Sep 20263.06%14 Sep 2026

All historic rates of Inbank →All savings products of Inbank →

  • 14 Sep 2026Inbank – Termijndeposito (48 mo): 3.06% → 3.21%
  • 2 Sep 2026New: Inbank – Termijndeposito (48 mo) 3.06%

Rate checked on 18 Sep 2026.