Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 4 minutes ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Inbank
Back to the comparison

InbankTermijndeposito

Deposit · 4 years · Inbank AS · Estonia · via Raisin
Open an account at Inbank
Rate
3.21%
4 years fixed
since 14 Sep 2026
Your return on €16,800
€539
per year, annualised · €2,263 total over 4 years
Deposit guarantee
€16,800 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 4 years: €2,263.
Interest built up over 4 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,263After 1 month: €44.94 rate · balance €16,844.94After 2 months: €89.88 rate · balance €16,889.88

Rate and conditions

BalanceRate
€0 – and up3.21%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Sep 2026
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,800 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Inbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsTagatisfond ("TF")
source ↗ · 18 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.21%3.06% from 2 Sep 2026 until 14 Sep 20263.21% from 14 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.21%3.06% from 2 Sep 2026 until 14 Sep 20263.21% from 14 Sep 2026 until now

Other offers from Inbank

Instant access · 2.20% · Raisin6 months · 2.51% · Raisin1 year · 2.53% · Raisin2 years · 3.36% · Raisin3 years · 3.19% · Raisin5 years · 3.41% · Raisin
After 3 months: €134.82 rate · balance €16,934.82After 4 months: €179.76 rate · balance €16,979.76After 5 months: €224.70 rate · balance €17,024.70After 6 months: €269.64 rate · balance €17,069.64After 7 months: €314.58 rate · balance €17,114.58After 8 months: €359.52 rate · balance €17,159.52After 9 months: €404.46 rate · balance €17,204.46After 10 months: €449.40 rate · balance €17,249.40After 11 months: €494.34 rate · balance €17,294.34After 12 months: €539.28 rate · balance €17,339.28After 13 months: €585.66 rate · balance €17,385.66After 14 months: €632.05 rate · balance €17,432.05After 15 months: €678.43 rate · balance €17,478.43After 16 months: €724.81 rate · balance €17,524.81After 17 months: €771.19 rate · balance €17,571.19After 18 months: €817.58 rate · balance €17,617.58After 19 months: €863.96 rate · balance €17,663.96After 20 months: €910.34 rate · balance €17,710.34After 21 months: €956.72 rate · balance €17,756.72After 22 months: €1,003.11 rate · balance €17,803.11After 23 months: €1,049.49 rate · balance €17,849.49After 24 months: €1,095.87 rate · balance €17,895.87After 25 months: €1,143.74 rate · balance €17,943.74After 26 months: €1,191.61 rate · balance €17,991.61After 27 months: €1,239.49 rate · balance €18,039.49After 28 months: €1,287.36 rate · balance €18,087.36After 29 months: €1,335.23 rate · balance €18,135.23After 30 months: €1,383.10 rate · balance €18,183.10After 31 months: €1,430.97 rate · balance €18,230.97After 32 months: €1,478.84 rate · balance €18,278.84After 33 months: €1,526.71 rate · balance €18,326.71After 34 months: €1,574.59 rate · balance €18,374.59After 35 months: €1,622.46 rate · balance €18,422.46After 36 months: €1,670.33 rate · balance €18,470.33After 37 months: €1,719.74 rate · balance €18,519.74After 38 months: €1,769.15 rate · balance €18,569.15After 39 months: €1,818.55 rate · balance €18,618.55After 40 months: €1,867.96 rate · balance €18,667.96After 41 months: €1,917.37 rate · balance €18,717.37After 42 months: €1,966.78 rate · balance €18,766.78After 43 months: €2,016.19 rate · balance €18,816.19After 44 months: €2,065.59 rate · balance €18,865.59After 45 months: €2,115.00 rate · balance €18,915.00After 46 months: €2,164.41 rate · balance €18,964.41After 47 months: €2,213.82 rate · balance €19,013.82After 48 months: €2,263.23 rate · balance €19,063.23
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs€2,263After 1 month: €44.94 rate · balance €16,844.94After 2 months: €89.88 rate · balance €16,889.88After 3 months: €134.82 rate · balance €16,934.82After 4 months: €179.76 rate · balance €16,979.76After 5 months: €224.70 rate · balance €17,024.70After 6 months: €269.64 rate · balance €17,069.64After 7 months: €314.58 rate · balance €17,114.58After 8 months: €359.52 rate · balance €17,159.52After 9 months: €404.46 rate · balance €17,204.46After 10 months: €449.40 rate · balance €17,249.40After 11 months: €494.34 rate · balance €17,294.34After 12 months: €539.28 rate · balance €17,339.28After 13 months: €585.66 rate · balance €17,385.66After 14 months: €632.05 rate · balance €17,432.05After 15 months: €678.43 rate · balance €17,478.43After 16 months: €724.81 rate · balance €17,524.81After 17 months: €771.19 rate · balance €17,571.19After 18 months: €817.58 rate · balance €17,617.58After 19 months: €863.96 rate · balance €17,663.96After 20 months: €910.34 rate · balance €17,710.34After 21 months: €956.72 rate · balance €17,756.72After 22 months: €1,003.11 rate · balance €17,803.11After 23 months: €1,049.49 rate · balance €17,849.49After 24 months: €1,095.87 rate · balance €17,895.87After 25 months: €1,143.74 rate · balance €17,943.74After 26 months: €1,191.61 rate · balance €17,991.61After 27 months: €1,239.49 rate · balance €18,039.49After 28 months: €1,287.36 rate · balance €18,087.36After 29 months: €1,335.23 rate · balance €18,135.23After 30 months: €1,383.10 rate · balance €18,183.10After 31 months: €1,430.97 rate · balance €18,230.97After 32 months: €1,478.84 rate · balance €18,278.84After 33 months: €1,526.71 rate · balance €18,326.71After 34 months: €1,574.59 rate · balance €18,374.59After 35 months: €1,622.46 rate · balance €18,422.46After 36 months: €1,670.33 rate · balance €18,470.33After 37 months: €1,719.74 rate · balance €18,519.74After 38 months: €1,769.15 rate · balance €18,569.15After 39 months: €1,818.55 rate · balance €18,618.55After 40 months: €1,867.96 rate · balance €18,667.96After 41 months: €1,917.37 rate · balance €18,717.37After 42 months: €1,966.78 rate · balance €18,766.78After 43 months: €2,016.19 rate · balance €18,816.19After 44 months: €2,065.59 rate · balance €18,865.59After 45 months: €2,115.00 rate · balance €18,915.00After 46 months: €2,164.41 rate · balance €18,964.41After 47 months: €2,213.82 rate · balance €19,013.82After 48 months: €2,263.23 rate · balance €19,063.23
Per year
AfterInterest up to thenBalance
1 year€539€17,339
2 years€1,096€17,896
3 years€1,670€18,470
4 years€2,263€19,063
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
From
Rate
Until
14 Sep 20263.21%current
2 Sep 20263.06%14 Sep 2026

All historic rates of Inbank →All savings products of Inbank →

  • 14 Sep 2026Inbank – Termijndeposito (48 mo): 3.06% → 3.21%
  • 2 Sep 2026New: Inbank – Termijndeposito (48 mo) 3.06%

Rate checked on 18 Sep 2026.