InbankTermijndeposito
Deposit · 4 years · Inbank AS · Estonia · via Raisin
- Rate
- 3.35%
- 4 years fixed
- since 1 Oct 2026
- Your return on €25,000
- €838
- per year, annualised · €3,522 total over 4 years
- Deposit guarantee
- €25,000 fully protectedEstonian scheme
Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank
Your calculation for €25,000
Gross interest over 4 years: €3,522.
Interest built up over 4 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €838 | €25,838 |
| 2 years | €1,703 | €26,703 |
| 3 years | €2,598 | €27,598 |
| 4 years | €3,522 | €28,522 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.35% |
- Interest payout
- yearly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 1 Oct 2026
- Access
- 4 years fixed · no early withdrawal
- Term
- 4 years
- Minimum deposit
- €500
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
Deposit guarantee
€25,000 fully protected
Estonian scheme
Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank
Licence and verification
- Institution
- Inbank AS
- Status
- Verified European deposit guarantee scheme
- Scheme
- Tagatisfond – Hoiuste tagamise osafond (Estonia)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Tagatisfond ("TF")
Taxes
- Country
- Estonia
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Estonia withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 1 Oct 2026 | 3.35% | current |
| 14 Sep 2026 | 3.21% | 1 Oct 2026 |
| 2 Sep 2026 | 3.06% | 14 Sep 2026 |
All historic rates of Inbank →All savings products of Inbank →
- 1 Oct 2026Inbank – Termijndeposito (48 mo): 3.21% → 3.35%
- 14 Sep 2026Inbank – Termijndeposito (48 mo): 3.06% → 3.21%
- 2 Sep 2026New: Inbank – Termijndeposito (48 mo) 3.06%
Rate checked on 2 Nov 2026.