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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Inbank
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InbankTermijndeposito

Deposit · 5 years · Inbank AS · Estonia · via Raisin
Open an account at Inbank
Rate
3.41%
5 years fixed
since 14 Sep 2026
Your return on €100,000
€3,410
per year, annualised · €18,253 total over 5 years
Deposit guarantee
€100,000 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 5 years: €18,253.
Interest built up over 5 years
€ 0€ 10kstart2 yrs4 yrs€18,253After 1 month: €284.17 rate · balance €100,284.17

Rate and conditions

BalanceRate
€0 – and up3.41%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Sep 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€100,000 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Inbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsTagatisfond ("TF")
source ↗ · 18 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.41%3.11% from 2 Sep 2026 until 14 Sep 20263.41% from 14 Sep 2026 until now
2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.41%3.11% from 2 Sep 2026 until 14 Sep 2026

Other offers from Inbank

Instant access · 2.20% · Raisin6 months · 2.51% · Raisin1 year · 2.53% · Raisin2 years · 3.36% · Raisin3 years · 3.19% · Raisin4 years · 3.21% · Raisin
After 2 months: €568.33 rate · balance €100,568.33After 3 months: €852.50 rate · balance €100,852.50After 4 months: €1,136.67 rate · balance €101,136.67After 5 months: €1,420.83 rate · balance €101,420.83After 6 months: €1,705.00 rate · balance €101,705.00After 7 months: €1,989.17 rate · balance €101,989.17After 8 months: €2,273.33 rate · balance €102,273.33After 9 months: €2,557.50 rate · balance €102,557.50After 10 months: €2,841.67 rate · balance €102,841.67After 11 months: €3,125.83 rate · balance €103,125.83After 12 months: €3,410.00 rate · balance €103,410.00After 13 months: €3,703.86 rate · balance €103,703.86After 14 months: €3,997.71 rate · balance €103,997.71After 15 months: €4,291.57 rate · balance €104,291.57After 16 months: €4,585.43 rate · balance €104,585.43After 17 months: €4,879.28 rate · balance €104,879.28After 18 months: €5,173.14 rate · balance €105,173.14After 19 months: €5,467.00 rate · balance €105,467.00After 20 months: €5,760.85 rate · balance €105,760.85After 21 months: €6,054.71 rate · balance €106,054.71After 22 months: €6,348.57 rate · balance €106,348.57After 23 months: €6,642.43 rate · balance €106,642.43After 24 months: €6,936.28 rate · balance €106,936.28After 25 months: €7,240.16 rate · balance €107,240.16After 26 months: €7,544.04 rate · balance €107,544.04After 27 months: €7,847.91 rate · balance €107,847.91After 28 months: €8,151.79 rate · balance €108,151.79After 29 months: €8,455.67 rate · balance €108,455.67After 30 months: €8,759.55 rate · balance €108,759.55After 31 months: €9,063.42 rate · balance €109,063.42After 32 months: €9,367.30 rate · balance €109,367.30After 33 months: €9,671.18 rate · balance €109,671.18After 34 months: €9,975.05 rate · balance €109,975.05After 35 months: €10,278.93 rate · balance €110,278.93After 36 months: €10,582.81 rate · balance €110,582.81After 37 months: €10,897.05 rate · balance €110,897.05After 38 months: €11,211.29 rate · balance €111,211.29After 39 months: €11,525.53 rate · balance €111,525.53After 40 months: €11,839.77 rate · balance €111,839.77After 41 months: €12,154.01 rate · balance €112,154.01After 42 months: €12,468.25 rate · balance €112,468.25After 43 months: €12,782.49 rate · balance €112,782.49After 44 months: €13,096.73 rate · balance €113,096.73After 45 months: €13,410.97 rate · balance €113,410.97After 46 months: €13,725.20 rate · balance €113,725.20After 47 months: €14,039.44 rate · balance €114,039.44After 48 months: €14,353.68 rate · balance €114,353.68After 49 months: €14,678.64 rate · balance €114,678.64After 50 months: €15,003.59 rate · balance €115,003.59After 51 months: €15,328.55 rate · balance €115,328.55After 52 months: €15,653.50 rate · balance €115,653.50After 53 months: €15,978.46 rate · balance €115,978.46After 54 months: €16,303.41 rate · balance €116,303.41After 55 months: €16,628.37 rate · balance €116,628.37After 56 months: €16,953.32 rate · balance €116,953.32After 57 months: €17,278.28 rate · balance €117,278.28After 58 months: €17,603.23 rate · balance €117,603.23After 59 months: €17,928.19 rate · balance €117,928.19After 60 months: €18,253.14 rate · balance €118,253.14
€ 0€ 10kstart1 yr2 yrs3 yrs4 yrs5 yrs€18,253After 1 month: €284.17 rate · balance €100,284.17After 2 months: €568.33 rate · balance €100,568.33After 3 months: €852.50 rate · balance €100,852.50After 4 months: €1,136.67 rate · balance €101,136.67After 5 months: €1,420.83 rate · balance €101,420.83After 6 months: €1,705.00 rate · balance €101,705.00After 7 months: €1,989.17 rate · balance €101,989.17After 8 months: €2,273.33 rate · balance €102,273.33After 9 months: €2,557.50 rate · balance €102,557.50After 10 months: €2,841.67 rate · balance €102,841.67After 11 months: €3,125.83 rate · balance €103,125.83After 12 months: €3,410.00 rate · balance €103,410.00After 13 months: €3,703.86 rate · balance €103,703.86After 14 months: €3,997.71 rate · balance €103,997.71After 15 months: €4,291.57 rate · balance €104,291.57After 16 months: €4,585.43 rate · balance €104,585.43After 17 months: €4,879.28 rate · balance €104,879.28After 18 months: €5,173.14 rate · balance €105,173.14After 19 months: €5,467.00 rate · balance €105,467.00After 20 months: €5,760.85 rate · balance €105,760.85After 21 months: €6,054.71 rate · balance €106,054.71After 22 months: €6,348.57 rate · balance €106,348.57After 23 months: €6,642.43 rate · balance €106,642.43After 24 months: €6,936.28 rate · balance €106,936.28After 25 months: €7,240.16 rate · balance €107,240.16After 26 months: €7,544.04 rate · balance €107,544.04After 27 months: €7,847.91 rate · balance €107,847.91After 28 months: €8,151.79 rate · balance €108,151.79After 29 months: €8,455.67 rate · balance €108,455.67After 30 months: €8,759.55 rate · balance €108,759.55After 31 months: €9,063.42 rate · balance €109,063.42After 32 months: €9,367.30 rate · balance €109,367.30After 33 months: €9,671.18 rate · balance €109,671.18After 34 months: €9,975.05 rate · balance €109,975.05After 35 months: €10,278.93 rate · balance €110,278.93After 36 months: €10,582.81 rate · balance €110,582.81After 37 months: €10,897.05 rate · balance €110,897.05After 38 months: €11,211.29 rate · balance €111,211.29After 39 months: €11,525.53 rate · balance €111,525.53After 40 months: €11,839.77 rate · balance €111,839.77After 41 months: €12,154.01 rate · balance €112,154.01After 42 months: €12,468.25 rate · balance €112,468.25After 43 months: €12,782.49 rate · balance €112,782.49After 44 months: €13,096.73 rate · balance €113,096.73After 45 months: €13,410.97 rate · balance €113,410.97After 46 months: €13,725.20 rate · balance €113,725.20After 47 months: €14,039.44 rate · balance €114,039.44After 48 months: €14,353.68 rate · balance €114,353.68After 49 months: €14,678.64 rate · balance €114,678.64After 50 months: €15,003.59 rate · balance €115,003.59After 51 months: €15,328.55 rate · balance €115,328.55After 52 months: €15,653.50 rate · balance €115,653.50After 53 months: €15,978.46 rate · balance €115,978.46After 54 months: €16,303.41 rate · balance €116,303.41After 55 months: €16,628.37 rate · balance €116,628.37After 56 months: €16,953.32 rate · balance €116,953.32After 57 months: €17,278.28 rate · balance €117,278.28After 58 months: €17,603.23 rate · balance €117,603.23After 59 months: €17,928.19 rate · balance €117,928.19After 60 months: €18,253.14 rate · balance €118,253.14
Per year
AfterInterest up to thenBalance
1 year€3,410€103,410
2 years€6,936€106,936
3 years€10,583€110,583
4 years€14,354€114,354
5 years€18,253€118,253
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
3.41% from 14 Sep 2026 until now
FromRateUntil
14 Sep 20263.41%current
2 Sep 20263.11%14 Sep 2026

All historic rates of Inbank →All savings products of Inbank →

  • 14 Sep 2026Inbank – Termijndeposito (60 mo): 3.11% → 3.41%
  • 2 Sep 2026New: Inbank – Termijndeposito (60 mo) 3.11%

Rate checked on 18 Sep 2026.