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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Inbank
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InbankTermijndeposito

Deposit · 5 years · Inbank AS · Estonia · via Raisin
Open an account at Inbank
Rate
3.41%
5 years fixed
since 14 Sep 2026
Your return on €16,600
€566
per year, annualised · €3,030 total over 5 years
Deposit guarantee
€16,600 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 5 years: €3,030.
Interest built up over 5 years
€ 0€ 2kstart2 yrs4 yrs€3,030After 1 month: €47.17 rate · balance €16,647.17

Rate and conditions

BalanceRate
€0 – and up3.41%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Sep 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,600 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Inbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsTagatisfond ("TF")
source ↗ · 18 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.41%3.11% from 2 Sep 2026 until 14 Sep 20263.41% from 14 Sep 2026 until now
2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.41%3.11% from 2 Sep 2026 until 14 Sep 2026

Other offers from Inbank

Instant access · 2.20% · Raisin6 months · 2.51% · Raisin1 year · 2.53% · Raisin2 years · 3.36% · Raisin3 years · 3.19% · Raisin4 years · 3.21% · Raisin
After 2 months: €94.34 rate · balance €16,694.34After 3 months: €141.52 rate · balance €16,741.52After 4 months: €188.69 rate · balance €16,788.69After 5 months: €235.86 rate · balance €16,835.86After 6 months: €283.03 rate · balance €16,883.03After 7 months: €330.20 rate · balance €16,930.20After 8 months: €377.37 rate · balance €16,977.37After 9 months: €424.55 rate · balance €17,024.55After 10 months: €471.72 rate · balance €17,071.72After 11 months: €518.89 rate · balance €17,118.89After 12 months: €566.06 rate · balance €17,166.06After 13 months: €614.84 rate · balance €17,214.84After 14 months: €663.62 rate · balance €17,263.62After 15 months: €712.40 rate · balance €17,312.40After 16 months: €761.18 rate · balance €17,361.18After 17 months: €809.96 rate · balance €17,409.96After 18 months: €858.74 rate · balance €17,458.74After 19 months: €907.52 rate · balance €17,507.52After 20 months: €956.30 rate · balance €17,556.30After 21 months: €1,005.08 rate · balance €17,605.08After 22 months: €1,053.86 rate · balance €17,653.86After 23 months: €1,102.64 rate · balance €17,702.64After 24 months: €1,151.42 rate · balance €17,751.42After 25 months: €1,201.87 rate · balance €17,801.87After 26 months: €1,252.31 rate · balance €17,852.31After 27 months: €1,302.75 rate · balance €17,902.75After 28 months: €1,353.20 rate · balance €17,953.20After 29 months: €1,403.64 rate · balance €18,003.64After 30 months: €1,454.08 rate · balance €18,054.08After 31 months: €1,504.53 rate · balance €18,104.53After 32 months: €1,554.97 rate · balance €18,154.97After 33 months: €1,605.42 rate · balance €18,205.42After 34 months: €1,655.86 rate · balance €18,255.86After 35 months: €1,706.30 rate · balance €18,306.30After 36 months: €1,756.75 rate · balance €18,356.75After 37 months: €1,808.91 rate · balance €18,408.91After 38 months: €1,861.07 rate · balance €18,461.07After 39 months: €1,913.24 rate · balance €18,513.24After 40 months: €1,965.40 rate · balance €18,565.40After 41 months: €2,017.57 rate · balance €18,617.57After 42 months: €2,069.73 rate · balance €18,669.73After 43 months: €2,121.89 rate · balance €18,721.89After 44 months: €2,174.06 rate · balance €18,774.06After 45 months: €2,226.22 rate · balance €18,826.22After 46 months: €2,278.38 rate · balance €18,878.38After 47 months: €2,330.55 rate · balance €18,930.55After 48 months: €2,382.71 rate · balance €18,982.71After 49 months: €2,436.65 rate · balance €19,036.65After 50 months: €2,490.60 rate · balance €19,090.60After 51 months: €2,544.54 rate · balance €19,144.54After 52 months: €2,598.48 rate · balance €19,198.48After 53 months: €2,652.42 rate · balance €19,252.42After 54 months: €2,706.37 rate · balance €19,306.37After 55 months: €2,760.31 rate · balance €19,360.31After 56 months: €2,814.25 rate · balance €19,414.25After 57 months: €2,868.19 rate · balance €19,468.19After 58 months: €2,922.14 rate · balance €19,522.14After 59 months: €2,976.08 rate · balance €19,576.08After 60 months: €3,030.02 rate · balance €19,630.02
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€3,030After 1 month: €47.17 rate · balance €16,647.17After 2 months: €94.34 rate · balance €16,694.34After 3 months: €141.52 rate · balance €16,741.52After 4 months: €188.69 rate · balance €16,788.69After 5 months: €235.86 rate · balance €16,835.86After 6 months: €283.03 rate · balance €16,883.03After 7 months: €330.20 rate · balance €16,930.20After 8 months: €377.37 rate · balance €16,977.37After 9 months: €424.55 rate · balance €17,024.55After 10 months: €471.72 rate · balance €17,071.72After 11 months: €518.89 rate · balance €17,118.89After 12 months: €566.06 rate · balance €17,166.06After 13 months: €614.84 rate · balance €17,214.84After 14 months: €663.62 rate · balance €17,263.62After 15 months: €712.40 rate · balance €17,312.40After 16 months: €761.18 rate · balance €17,361.18After 17 months: €809.96 rate · balance €17,409.96After 18 months: €858.74 rate · balance €17,458.74After 19 months: €907.52 rate · balance €17,507.52After 20 months: €956.30 rate · balance €17,556.30After 21 months: €1,005.08 rate · balance €17,605.08After 22 months: €1,053.86 rate · balance €17,653.86After 23 months: €1,102.64 rate · balance €17,702.64After 24 months: €1,151.42 rate · balance €17,751.42After 25 months: €1,201.87 rate · balance €17,801.87After 26 months: €1,252.31 rate · balance €17,852.31After 27 months: €1,302.75 rate · balance €17,902.75After 28 months: €1,353.20 rate · balance €17,953.20After 29 months: €1,403.64 rate · balance €18,003.64After 30 months: €1,454.08 rate · balance €18,054.08After 31 months: €1,504.53 rate · balance €18,104.53After 32 months: €1,554.97 rate · balance €18,154.97After 33 months: €1,605.42 rate · balance €18,205.42After 34 months: €1,655.86 rate · balance €18,255.86After 35 months: €1,706.30 rate · balance €18,306.30After 36 months: €1,756.75 rate · balance €18,356.75After 37 months: €1,808.91 rate · balance €18,408.91After 38 months: €1,861.07 rate · balance €18,461.07After 39 months: €1,913.24 rate · balance €18,513.24After 40 months: €1,965.40 rate · balance €18,565.40After 41 months: €2,017.57 rate · balance €18,617.57After 42 months: €2,069.73 rate · balance €18,669.73After 43 months: €2,121.89 rate · balance €18,721.89After 44 months: €2,174.06 rate · balance €18,774.06After 45 months: €2,226.22 rate · balance €18,826.22After 46 months: €2,278.38 rate · balance €18,878.38After 47 months: €2,330.55 rate · balance €18,930.55After 48 months: €2,382.71 rate · balance €18,982.71After 49 months: €2,436.65 rate · balance €19,036.65After 50 months: €2,490.60 rate · balance €19,090.60After 51 months: €2,544.54 rate · balance €19,144.54After 52 months: €2,598.48 rate · balance €19,198.48After 53 months: €2,652.42 rate · balance €19,252.42After 54 months: €2,706.37 rate · balance €19,306.37After 55 months: €2,760.31 rate · balance €19,360.31After 56 months: €2,814.25 rate · balance €19,414.25After 57 months: €2,868.19 rate · balance €19,468.19After 58 months: €2,922.14 rate · balance €19,522.14After 59 months: €2,976.08 rate · balance €19,576.08After 60 months: €3,030.02 rate · balance €19,630.02
Per year
AfterInterest up to thenBalance
1 year€566€17,166
2 years€1,151€17,751
3 years€1,757€18,357
4 years€2,383€18,983
5 years€3,030€19,630
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
3.41% from 14 Sep 2026 until now
FromRateUntil
14 Sep 20263.41%current
2 Sep 20263.11%14 Sep 2026

All historic rates of Inbank →All savings products of Inbank →

  • 14 Sep 2026Inbank – Termijndeposito (60 mo): 3.11% → 3.41%
  • 2 Sep 2026New: Inbank – Termijndeposito (60 mo) 3.11%

Rate checked on 18 Sep 2026.