InbankTermijndeposito

Deposit · 6 months · Inbank AS · Estonia · via Raisin
Rate
2.51%
6 months fixed
EffectiveThe effective annual rate for €10,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.53%
for €10,000
Your return on €10,000
€253
per year, annualised · €126 total over 6 months
Deposit guarantee
€10,000 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 6 months: €126.
Interest built up over 6 months
€ 0€ 50€ 100start6 mo€126After 1 month: €20.92 rate · balance €10,020.92After 2 months: €41.83 rate · balance €10,041.83After 3 months: €62.75 rate · balance €10,062.75After 4 months: €83.67 rate · balance €10,083.67After 5 months: €104.58 rate · balance €10,104.58After 6 months: €125.50 rate · balance €10,125.50

Rate and conditions

BalanceRate
€0 – and up2.51%
Interest payout
end of term, paid out
Fees
none
Rate valid since
11 Aug 2026
Access
6 months fixed · no early withdrawal
Term
6 months
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€10,000 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Inbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsTagatisfond ("TF")
source ↗ · 2 Nov 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estonia withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.51% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Inbank →All savings products of Inbank →

  • 2 Sep 2026New: Inbank – Termijndeposito (6 mo) 2.51%

Rate checked on 2 Nov 2026.

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