InbankTermijndeposito

Deposit · 6 months · Inbank AS · Estonia · via Raisin
Rate
2.51%
6 months fixed
EffectiveThe effective annual rate for €16,800: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.53%
for €16,800
Your return on €16,800
€424
per year, annualised · €211 total over 6 months
Deposit guarantee
€16,800 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 6 months: €211.
Interest built up over 6 months
€ 0€ 100€ 200start6 mo€211After 1 month: €35.14 rate · balance €16,835.14After 2 months: €70.28 rate · balance €16,870.28After 3 months: €105.42 rate · balance €16,905.42After 4 months: €140.56 rate · balance €16,940.56After 5 months: €175.70 rate · balance €16,975.70After 6 months: €210.84 rate · balance €17,010.84

Rate and conditions

BalanceRate
€0 – and up2.51%
Interest payout
end of term, paid out
Fees
none
Rate valid since
11 Aug 2026
Access
6 months fixed · no early withdrawal
Term
6 months
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€16,800 fully protected
Estonian scheme

Inbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Inbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsTagatisfond ("TF")
source ↗ · 2 Nov 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estonia withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.51% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Inbank →All savings products of Inbank →

  • 2 Sep 2026New: Inbank – Termijndeposito (6 mo) 2.51%

Rate checked on 2 Nov 2026.

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