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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Izola Bank
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Izola BankTermijndeposito

Deposit · 1 year · Izola Bank p.l.c · Malta · via Raisin
Open an account at Izola Bank
Rate
1.00%
1 year fixed
Your return on €25,000
€250
interest per year
Deposit guarantee
€25,000 fully protected
Maltese scheme

Izola Bank p.l.c · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Your calculation for €25,000

This amount does not fit: minimum €90,000. Calculated over €25,000.
Gross interest over 1 year: €250.
Interest built up over 1 year
€ 0€ 100€ 200start6 mo1 yr€250After 1 month: €20.83 rate · balance €25,020.83After 2 months: €41.67 rate · balance €25,041.67After 3 months: €62.50 rate · balance €25,062.50After 4 months: €83.33 rate · balance €25,083.33After 5 months: €104.17 rate · balance €25,104.17After 6 months: €125.00 rate · balance €25,125.00After 7 months: €145.83 rate · balance €25,145.83After 8 months: €166.67 rate · balance €25,166.67

Rate and conditions

BalanceRate
€0 – and up1.00%
Interest payout
end of term, paid out
Fees
none
Rate valid since
28 May 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€90,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€25,000 fully protected
Maltese scheme

Izola Bank p.l.c · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Licence and verification
Institution
Izola Bank p.l.c
Status
Verified European deposit guarantee scheme
Scheme
Depositor Compensation Scheme (Malta) (Malta)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsMalta Financial Services Authority
source ↗ · 18 Sep 2026
Taxes
Country
Malta
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Malta heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

1.00% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Izola Bank →All savings products of Izola Bank →

  • 2 Sep 2026New: Izola Bank – Termijndeposito (12 mo) 1.00%

Rate checked on 18 Sep 2026.

Other offers from Izola Bank

Instant access · 2.10% · Raisin3 months · 1.78% · Raisin6 months · 1.95% · Raisin2 years · 2.00% · Raisin
After 9 months: €187.50 rate · balance €25,187.50After 10 months: €208.33 rate · balance €25,208.33After 11 months: €229.17 rate · balance €25,229.17After 12 months: €250.00 rate · balance €25,250.00
€ 0€ 100€ 200start3 mo6 mo9 mo1 yr€250After 1 month: €20.83 rate · balance €25,020.83After 2 months: €41.67 rate · balance €25,041.67After 3 months: €62.50 rate · balance €25,062.50After 4 months: €83.33 rate · balance €25,083.33After 5 months: €104.17 rate · balance €25,104.17After 6 months: €125.00 rate · balance €25,125.00After 7 months: €145.83 rate · balance €25,145.83After 8 months: €166.67 rate · balance €25,166.67After 9 months: €187.50 rate · balance €25,187.50After 10 months: €208.33 rate · balance €25,208.33After 11 months: €229.17 rate · balance €25,229.17After 12 months: €250.00 rate · balance €25,250.00
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