Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 1 minute ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Izola Bank
Back to the comparison

Izola BankTermijndeposito

Deposit · 6 months · Izola Bank p.l.c · Malta · via Raisin
Open an account at Izola Bank
Rate
1.95%
6 months fixed
EffectiveThe effective annual rate for €16,600: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
1.96%
for €16,600
Your return on €16,600
€325
per year, annualised · €162 total over 6 months
Deposit guarantee
€16,600 fully protected
Maltese scheme

Izola Bank p.l.c · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Your calculation for €16,600

This amount does not fit: minimum €50,000. Calculated over €16,600.
Gross interest over 6 months: €162.
Interest built up over 6 months
€ 0€ 100start6 mo€162After 1 month: €26.98 rate · balance €16,626.97After 2 months: €53.95 rate · balance €16,653.95After 3 months: €80.93 rate · balance €16,680.92After 4 months: €107.90 rate · balance €16,707.90After 5 months: €134.88 rate · balance €16,734.88After 6 months: €161.85 rate · balance €16,761.85
€ 0€ 100start3 mo

Rate and conditions

BalanceRate
€0 – and up1.95%
Interest payout
end of term, paid out
Fees
none
Rate valid since
2 May 2025
Access
6 months fixed · no early withdrawal
Term
6 months
Minimum deposit
€50,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€16,600 fully protected
Maltese scheme

Izola Bank p.l.c · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Licence and verification
Institution
Izola Bank p.l.c
Status
Verified European deposit guarantee scheme
Scheme
Depositor Compensation Scheme (Malta) (Malta)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsMalta Financial Services Authority
source ↗ · 18 Sep 2026
Taxes
Country
Malta
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Malta heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

1.95% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Izola Bank →All savings products of Izola Bank →

  • 2 Sep 2026New: Izola Bank – Termijndeposito (6 mo) 1.95%

Rate checked on 18 Sep 2026.

Other offers from Izola Bank

Instant access · 2.10% · Raisin3 months · 1.78% · Raisin1 year · 1.00% · Raisin2 years · 2.00% · Raisin
6 mo€162After 1 month: €26.98 rate · balance €16,626.97After 2 months: €53.95 rate · balance €16,653.95After 3 months: €80.93 rate · balance €16,680.92After 4 months: €107.90 rate · balance €16,707.90After 5 months: €134.88 rate · balance €16,734.88After 6 months: €161.85 rate · balance €16,761.85
Is saving at a foreign bank safe? How the deposit guarantee works in Europe