Izola BankTermijndeposito
Deposit · 6 months · Izola Bank p.l.c · Malta · via Raisin
- Rate
- 1.95%
- 6 months fixed
- EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
- 1.96%
- for €25,000
- Your return on €25,000
- €490
- per year, annualised · €244 total over 6 months
- Deposit guarantee
- €25,000 fully protectedMaltese scheme
Izola Bank p.l.c · Depositor Compensation Scheme (Malta) · €100,000 per person per bank
Your calculation for €25,000
This amount does not fit: minimum €50,000. Calculated over €25,000.
Gross interest over 6 months: €244.
Interest built up over 6 months
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 1.95% |
- Interest payout
- end of term, paid out
- Fees
- none
- Rate valid since
- 2 May 2025
- Access
- 6 months fixed · no early withdrawal
- Term
- 6 months
- Minimum deposit
- €50,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Einde looptijd
- Raisin Bank houdt het deposito in trust aan bij de bank
Deposit guarantee
€25,000 fully protected
Maltese scheme
Izola Bank p.l.c · Depositor Compensation Scheme (Malta) · €100,000 per person per bank
Licence and verification
- Institution
- Izola Bank p.l.c
- Status
- Verified European deposit guarantee scheme
- Scheme
- Depositor Compensation Scheme (Malta) (Malta)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Malta Financial Services Authority
Taxes
- Country
- Malta
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Malta withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
1.95% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of Izola Bank →All savings products of Izola Bank →
- 2 Sep 2026New: Izola Bank – Termijndeposito (6 mo) 1.95%
Rate checked on 2 Nov 2026.