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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Izola Bank
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Izola BankTermijndeposito

Deposit · 3 months · Izola Bank p.l.c · Malta · via Raisin
Open an account at Izola Bank
Rate
1.78%
3 months fixed
EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
1.79%
for €25,000
Your return on €25,000
€448
per year, annualised · €111 total over 3 months
Deposit guarantee
€25,000 fully protected
Maltese scheme

Izola Bank p.l.c · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Your calculation for €25,000

This amount does not fit: minimum €90,000. Calculated over €25,000.
Gross interest over 3 months: €111.
Interest built up over 3 months
€ 0€ 50€ 100start€111After 1 month: €37.08 rate · balance €25,037.08After 2 months: €74.17 rate · balance €25,074.17After 3 months: €111.25 rate · balance €25,111.25
€ 0€ 50€ 100start3 mo

Rate and conditions

BalanceRate
€0 – and up1.78%
Interest payout
end of term, paid out
Fees
none
Rate valid since
13 Jan 2026
Access
3 months fixed · no early withdrawal
Term
3 months
Minimum deposit
€90,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€25,000 fully protected
Maltese scheme

Izola Bank p.l.c · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Licence and verification
Institution
Izola Bank p.l.c
Status
Verified European deposit guarantee scheme
Scheme
Depositor Compensation Scheme (Malta) (Malta)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsMalta Financial Services Authority
source ↗ · 18 Sep 2026
Taxes
Country
Malta
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Malta heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

1.78% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Izola Bank →All savings products of Izola Bank →

  • 2 Sep 2026New: Izola Bank – Termijndeposito (3 mo) 1.78%

Rate checked on 18 Sep 2026.

Other offers from Izola Bank

Instant access · 2.10% · Raisin6 months · 1.95% · Raisin1 year · 1.00% · Raisin2 years · 2.00% · Raisin
€111After 1 month: €37.08 rate · balance €25,037.08After 2 months: €74.17 rate · balance €25,074.17After 3 months: €111.25 rate · balance €25,111.25
Is saving at a foreign bank safe? How the deposit guarantee works in Europe