Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 4 minutes ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Izola Bank
Back to the comparison

Izola BankTermijndeposito

Deposit · 2 years · Izola Bank p.l.c · Malta · via Raisin
Open an account at Izola Bank
Rate
2.00%
2 years fixed
Your return on €10,000
€200
per year, annualised · €400 total over 2 years
Deposit guarantee
€10,000 fully protected
Maltese scheme

Izola Bank p.l.c · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Your calculation for €10,000

This amount does not fit: minimum €90,000. Calculated over €10,000.
Gross interest over 2 years: €400.
Interest built up over 2 years
€ 0€ 200€ 400start1 yr2 yrs€400After 1 month: €16.67 rate · balance €10,016.67After 2 months: €33.33 rate · balance €10,033.33After 3 months: €50.00 rate · balance €10,050.00After 4 months: €66.67 rate · balance €10,066.67After 5 months: €83.33 rate · balance €10,083.33After 6 months: €100.00 rate · balance €10,100.00

Rate and conditions

BalanceRate
€0 – and up2.00%
Interest payout
yearly, paid out
Fees
none
Rate valid since
28 May 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€90,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€10,000 fully protected
Maltese scheme

Izola Bank p.l.c · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Licence and verification
Institution
Izola Bank p.l.c
Status
Verified European deposit guarantee scheme
Scheme
Depositor Compensation Scheme (Malta) (Malta)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsMalta Financial Services Authority
source ↗ · 18 Sep 2026
Taxes
Country
Malta
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Malta heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.00% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Izola Bank →All savings products of Izola Bank →

  • 2 Sep 2026New: Izola Bank – Termijndeposito (24 mo) 2.00%

Rate checked on 18 Sep 2026.

Other offers from Izola Bank

Instant access · 2.10% · Raisin3 months · 1.78% · Raisin6 months · 1.95% · Raisin1 year · 1.00% · Raisin
After 7 months: €116.67 rate · balance €10,116.67After 8 months: €133.33 rate · balance €10,133.33After 9 months: €150.00 rate · balance €10,150.00After 10 months: €166.67 rate · balance €10,166.67After 11 months: €183.33 rate · balance €10,183.33After 12 months: €200.00 rate · balance €10,200.00After 13 months: €216.67 rate · balance €10,216.67After 14 months: €233.33 rate · balance €10,233.33After 15 months: €250.00 rate · balance €10,250.00After 16 months: €266.67 rate · balance €10,266.67After 17 months: €283.33 rate · balance €10,283.33After 18 months: €300.00 rate · balance €10,300.00After 19 months: €316.67 rate · balance €10,316.67After 20 months: €333.33 rate · balance €10,333.33After 21 months: €350.00 rate · balance €10,350.00After 22 months: €366.67 rate · balance €10,366.67After 23 months: €383.33 rate · balance €10,383.33After 24 months: €400.00 rate · balance €10,400.00
€ 0€ 200€ 400start1 yr2 yrs€400After 1 month: €16.67 rate · balance €10,016.67After 2 months: €33.33 rate · balance €10,033.33After 3 months: €50.00 rate · balance €10,050.00After 4 months: €66.67 rate · balance €10,066.67After 5 months: €83.33 rate · balance €10,083.33After 6 months: €100.00 rate · balance €10,100.00After 7 months: €116.67 rate · balance €10,116.67After 8 months: €133.33 rate · balance €10,133.33After 9 months: €150.00 rate · balance €10,150.00After 10 months: €166.67 rate · balance €10,166.67After 11 months: €183.33 rate · balance €10,183.33After 12 months: €200.00 rate · balance €10,200.00After 13 months: €216.67 rate · balance €10,216.67After 14 months: €233.33 rate · balance €10,233.33After 15 months: €250.00 rate · balance €10,250.00After 16 months: €266.67 rate · balance €10,266.67After 17 months: €283.33 rate · balance €10,283.33After 18 months: €300.00 rate · balance €10,300.00After 19 months: €316.67 rate · balance €10,316.67After 20 months: €333.33 rate · balance €10,333.33After 21 months: €350.00 rate · balance €10,350.00After 22 months: €366.67 rate · balance €10,366.67After 23 months: €383.33 rate · balance €10,383.33After 24 months: €400.00 rate · balance €10,400.00
Per year
AfterInterest up to thenBalance
1 year€200€10,200
2 years€400€10,400
Is saving at a foreign bank safe? How the deposit guarantee works in Europe