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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Izola Bank
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Izola BankTermijndeposito

Deposit · 2 years · Izola Bank p.l.c · Malta · via Raisin
Open an account at Izola Bank
Rate
2.00%
2 years fixed
Your return on €100,000
€2,000
per year, annualised · €4,000 total over 2 years
Deposit guarantee
€100,000 fully protected
Maltese scheme

Izola Bank p.l.c · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 2 years: €4,000.
Interest built up over 2 years
€ 0€ 2k€ 4kstart1 yr2 yrs€4,000After 1 month: €166.67 rate · balance €100,166.67After 2 months: €333.33 rate · balance €100,333.33After 3 months: €500.00 rate · balance €100,500.00After 4 months: €666.67 rate · balance €100,666.67After 5 months: €833.33 rate · balance €100,833.33After 6 months: €1,000.00 rate · balance €101,000.00After 7 months: €1,166.67 rate · balance €101,166.67After 8 months: €1,333.33 rate · balance €101,333.33

Rate and conditions

BalanceRate
€0 – and up2.00%
Interest payout
yearly, paid out
Fees
none
Rate valid since
28 May 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€90,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€100,000 fully protected
Maltese scheme

Izola Bank p.l.c · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Licence and verification
Institution
Izola Bank p.l.c
Status
Verified European deposit guarantee scheme
Scheme
Depositor Compensation Scheme (Malta) (Malta)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsMalta Financial Services Authority
source ↗ · 18 Sep 2026
Taxes
Country
Malta
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Malta heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.00% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Izola Bank →All savings products of Izola Bank →

  • 2 Sep 2026New: Izola Bank – Termijndeposito (24 mo) 2.00%

Rate checked on 18 Sep 2026.

Other offers from Izola Bank

Instant access · 2.10% · Raisin3 months · 1.78% · Raisin6 months · 1.95% · Raisin1 year · 1.00% · Raisin
After 9 months: €1,500.00 rate · balance €101,500.00After 10 months: €1,666.67 rate · balance €101,666.67After 11 months: €1,833.33 rate · balance €101,833.33After 12 months: €2,000.00 rate · balance €102,000.00After 13 months: €2,166.67 rate · balance €102,166.67After 14 months: €2,333.33 rate · balance €102,333.33After 15 months: €2,500.00 rate · balance €102,500.00After 16 months: €2,666.67 rate · balance €102,666.67After 17 months: €2,833.33 rate · balance €102,833.33After 18 months: €3,000.00 rate · balance €103,000.00After 19 months: €3,166.67 rate · balance €103,166.67After 20 months: €3,333.33 rate · balance €103,333.33After 21 months: €3,500.00 rate · balance €103,500.00After 22 months: €3,666.67 rate · balance €103,666.67After 23 months: €3,833.33 rate · balance €103,833.33After 24 months: €4,000.00 rate · balance €104,000.00
€ 0€ 2k€ 4kstart1 yr2 yrs€4,000After 1 month: €166.67 rate · balance €100,166.67After 2 months: €333.33 rate · balance €100,333.33After 3 months: €500.00 rate · balance €100,500.00After 4 months: €666.67 rate · balance €100,666.67After 5 months: €833.33 rate · balance €100,833.33After 6 months: €1,000.00 rate · balance €101,000.00After 7 months: €1,166.67 rate · balance €101,166.67After 8 months: €1,333.33 rate · balance €101,333.33After 9 months: €1,500.00 rate · balance €101,500.00After 10 months: €1,666.67 rate · balance €101,666.67After 11 months: €1,833.33 rate · balance €101,833.33After 12 months: €2,000.00 rate · balance €102,000.00After 13 months: €2,166.67 rate · balance €102,166.67After 14 months: €2,333.33 rate · balance €102,333.33After 15 months: €2,500.00 rate · balance €102,500.00After 16 months: €2,666.67 rate · balance €102,666.67After 17 months: €2,833.33 rate · balance €102,833.33After 18 months: €3,000.00 rate · balance €103,000.00After 19 months: €3,166.67 rate · balance €103,166.67After 20 months: €3,333.33 rate · balance €103,333.33After 21 months: €3,500.00 rate · balance €103,500.00After 22 months: €3,666.67 rate · balance €103,666.67After 23 months: €3,833.33 rate · balance €103,833.33After 24 months: €4,000.00 rate · balance €104,000.00
Per year
AfterInterest up to thenBalance
1 year€2,000€102,000
2 years€4,000€104,000
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