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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Izola Bank
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Izola BankTermijndeposito

Deposit · 2 years · Izola Bank p.l.c · Malta · via Raisin
Open an account at Izola Bank
Rate
2.00%
2 years fixed
Your return on €16,800
€336
per year, annualised · €672 total over 2 years
Deposit guarantee
€16,800 fully protected
Maltese scheme

Izola Bank p.l.c · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Your calculation for €16,800

This amount does not fit: minimum €90,000. Calculated over €16,800.
Gross interest over 2 years: €672.
Interest built up over 2 years
€ 0€ 250€ 500start1 yr2 yrs€672After 1 month: €28 rate · balance €16,828After 2 months: €56 rate · balance €16,856After 3 months: €84 rate · balance €16,884After 4 months: €112 rate · balance €16,912After 5 months: €140 rate · balance €16,940After 6 months: €168 rate · balance €16,968

Rate and conditions

BalanceRate
€0 – and up2.00%
Interest payout
yearly, paid out
Fees
none
Rate valid since
28 May 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€90,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€16,800 fully protected
Maltese scheme

Izola Bank p.l.c · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Licence and verification
Institution
Izola Bank p.l.c
Status
Verified European deposit guarantee scheme
Scheme
Depositor Compensation Scheme (Malta) (Malta)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsMalta Financial Services Authority
source ↗ · 18 Sep 2026
Taxes
Country
Malta
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Malta heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.00% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Izola Bank →All savings products of Izola Bank →

  • 2 Sep 2026New: Izola Bank – Termijndeposito (24 mo) 2.00%

Rate checked on 18 Sep 2026.

Other offers from Izola Bank

Instant access · 2.10% · Raisin3 months · 1.78% · Raisin6 months · 1.95% · Raisin1 year · 1.00% · Raisin
After 7 months: €196 rate · balance €16,996After 8 months: €224 rate · balance €17,024After 9 months: €252 rate · balance €17,052After 10 months: €280 rate · balance €17,080After 11 months: €308 rate · balance €17,108After 12 months: €336 rate · balance €17,136After 13 months: €364 rate · balance €17,164After 14 months: €392 rate · balance €17,192After 15 months: €420 rate · balance €17,220After 16 months: €448 rate · balance €17,248After 17 months: €476 rate · balance €17,276After 18 months: €504 rate · balance €17,304After 19 months: €532 rate · balance €17,332After 20 months: €560 rate · balance €17,360After 21 months: €588 rate · balance €17,388After 22 months: €616 rate · balance €17,416After 23 months: €644 rate · balance €17,444After 24 months: €672 rate · balance €17,472
€ 0€ 250€ 500start1 yr2 yrs€672After 1 month: €28 rate · balance €16,828After 2 months: €56 rate · balance €16,856After 3 months: €84 rate · balance €16,884After 4 months: €112 rate · balance €16,912After 5 months: €140 rate · balance €16,940After 6 months: €168 rate · balance €16,968After 7 months: €196 rate · balance €16,996After 8 months: €224 rate · balance €17,024After 9 months: €252 rate · balance €17,052After 10 months: €280 rate · balance €17,080After 11 months: €308 rate · balance €17,108After 12 months: €336 rate · balance €17,136After 13 months: €364 rate · balance €17,164After 14 months: €392 rate · balance €17,192After 15 months: €420 rate · balance €17,220After 16 months: €448 rate · balance €17,248After 17 months: €476 rate · balance €17,276After 18 months: €504 rate · balance €17,304After 19 months: €532 rate · balance €17,332After 20 months: €560 rate · balance €17,360After 21 months: €588 rate · balance €17,388After 22 months: €616 rate · balance €17,416After 23 months: €644 rate · balance €17,444After 24 months: €672 rate · balance €17,472
Per year
AfterInterest up to thenBalance
1 year€336€17,136
2 years€672€17,472
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