Izola BankSpaarrekening met voorwaarden

Instant access · Izola Bank p.l.c · Malta · via Raisin
Rate
2.10%
variable
since 14 Sep 2026
Your return on €100,000
€2,100
interest per year
Deposit guarantee
€100,000 fully protected
Maltese scheme

Izola Bank p.l.c · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 1 year: €2,100.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 1k€ 2kstart6 mo1 yr€2,100After 1 month: €175 rate · balance €100,175After 2 months: €350 rate · balance €100,350After 3 months: €525 rate · balance €100,525After 4 months: €700 rate · balance €100,700After 5 months: €875 rate · balance €100,875After 6 months: €1,050 rate · balance €101,050After 7 months: €1,225 rate · balance €101,225After 8 months: €1,400 rate · balance €101,400After 9 months: €1,575 rate · balance €101,575After 10 months: €1,750 rate · balance €101,750After 11 months: €1,925 rate · balance €101,925After 12 months: €2,100 rate · balance €102,100

Rate and conditions

BalanceRate
€0 – and up2.10%
Interest payout
quarterly, paid out
Fees
none
Rate valid since
3 Sep 2026
Access
Instant access
Minimum deposit
€1
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt elk kwartaal uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€100,000 fully protected
Maltese scheme

Izola Bank p.l.c · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Licence and verification
Institution
Izola Bank p.l.c
Status
Verified European deposit guarantee scheme
Scheme
Depositor Compensation Scheme (Malta) (Malta)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsMalta Financial Services Authority
source ↗ · 2 Nov 2026
Taxes
Country
Malta
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Malta withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%1.75%2.00%2.25%2.50%2 Sep 20263 Oct 2026now2.10%1.90% from 2 Sep 2026 until 14 Sep 20262.10% from 14 Sep 2026 until now
FromRateUntil
14 Sep 20262.10%current
2 Sep 20261.90%14 Sep 2026

All historic rates of Izola Bank →All savings products of Izola Bank →

  • 14 Sep 2026Izola Bank – Spaarrekening met voorwaarden: 1.90% → 2.10%
  • 2 Sep 2026New: Izola Bank – Spaarrekening met voorwaarden 1.90%

Rate checked on 2 Nov 2026.

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