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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Izola Bank
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Izola BankSpaarrekening met voorwaarden

Instant access · Izola Bank p.l.c · Malta · via Raisin
Open an account at Izola Bank
Rate
2.10%
variable
since 14 Sep 2026
Your return on €16,600
€349
interest per year
Deposit guarantee
€16,600 fully protected
Maltese scheme

Izola Bank p.l.c · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 1 year: €349.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 200start6 mo1 yr€349After 1 month: €29.05 rate · balance €16,629.05After 2 months: €58.10 rate · balance €16,658.10After 3 months: €87.15 rate · balance €16,687.15After 4 months: €116.20 rate · balance €16,716.20After 5 months: €145.25 rate · balance €16,745.25After 6 months: €174.30 rate · balance €16,774.30After 7 months: €203.35 rate · balance €16,803.35After 8 months: €232.40 rate · balance €16,832.40After 9 months: €261.45 rate · balance €16,861.45After 10 months: €290.50 rate · balance €16,890.50

Rate and conditions

BalanceRate
€0 – and up2.10%
Interest payout
quarterly, paid out
Fees
none
Rate valid since
3 Sep 2026
Access
Instant access
Minimum deposit
€1
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt elk kwartaal uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€16,600 fully protected
Maltese scheme

Izola Bank p.l.c · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Licence and verification
Institution
Izola Bank p.l.c
Status
Verified European deposit guarantee scheme
Scheme
Depositor Compensation Scheme (Malta) (Malta)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsMalta Financial Services Authority
source ↗ · 18 Sep 2026
Taxes
Country
Malta
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Malta heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

1.50%1.75%2.00%2.25%2.50%2 Sep 202610 Sep 2026now2.10%1.90% from 2 Sep 2026 until 14 Sep 20262.10% from 14 Sep 2026 until now
1.50%1.75%2.00%2.25%2.50%2 Sep 202610 Sep 2026now2.10%1.90% from 2 Sep 2026 until 14 Sep 2026

Other offers from Izola Bank

3 months · 1.78% · Raisin6 months · 1.95% · Raisin1 year · 1.00% · Raisin2 years · 2.00% · Raisin
After 11 months: €319.55 rate · balance €16,919.55After 12 months: €348.60 rate · balance €16,948.60
€ 0€ 200start3 mo6 mo9 mo1 yr€349After 1 month: €29.05 rate · balance €16,629.05After 2 months: €58.10 rate · balance €16,658.10After 3 months: €87.15 rate · balance €16,687.15After 4 months: €116.20 rate · balance €16,716.20After 5 months: €145.25 rate · balance €16,745.25After 6 months: €174.30 rate · balance €16,774.30After 7 months: €203.35 rate · balance €16,803.35After 8 months: €232.40 rate · balance €16,832.40After 9 months: €261.45 rate · balance €16,861.45After 10 months: €290.50 rate · balance €16,890.50After 11 months: €319.55 rate · balance €16,919.55After 12 months: €348.60 rate · balance €16,948.60
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
2.10% from 14 Sep 2026 until now
FromRateUntil
14 Sep 20262.10%current
2 Sep 20261.90%14 Sep 2026

All historic rates of Izola Bank →All savings products of Izola Bank →

  • 14 Sep 2026Izola Bank – Spaarrekening met voorwaarden: 1.90% → 2.10%
  • 2 Sep 2026New: Izola Bank – Spaarrekening met voorwaarden 1.90%

Rate checked on 18 Sep 2026.