Klarna BankTermijndeposito
Deposit · 4 years · Klarna Bank AB (publ) · Sweden · via Raisin
- Rate
- 3.05%
- 4 years fixed
- since 15 Sep 2026
- Your return on €25,000
- €763
- per year, annualised · €3,192 total over 4 years
- Deposit guarantee
- €25,000 fully protectedSwedish scheme
Klarna Bank AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Your calculation for €25,000
Gross interest over 4 years: €3,192.
Interest built up over 4 years
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.05% |
- Interest payout
- yearly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 15 Sep 2026
- Access
- 4 years fixed · no early withdrawal
- Term
- 4 years
- Minimum deposit
- €500
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
Deposit guarantee
€25,000 fully protected
Swedish scheme
Klarna Bank AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Licence and verification
- Institution
- Klarna Bank AB (publ)
- Status
- Verified European deposit guarantee scheme
- Scheme
- Insättningsgarantin (Riksgälden) (Sweden)
- Guarantee
- 1150000.00 SEK per person per institution (≈ €104,000)
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 18 Sep 2026
details
Riksgälden
Taxes
- Country
- Sweden
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.