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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Morrow Bank
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Morrow BankTermijndeposito

Deposit · 2 years · Morrow Bank AB · Sweden · via Raisin
Open an account at Morrow Bank
Rate
2.92%
2 years fixed
Your return on €10,000
€292
per year, annualised · €593 total over 2 years
Deposit guarantee
€10,000 fully protected
Swedish scheme

Morrow Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €10,000

Gross interest over 2 years: €593.
Interest built up over 2 years
€ 0€ 200€ 400start1 yr2 yrs€593After 1 month: €24.33 rate · balance €10,024.33After 2 months: €48.67 rate · balance €10,048.67After 3 months: €73.00 rate · balance €10,073.00After 4 months: €97.33 rate · balance €10,097.33After 5 months: €121.67 rate · balance €10,121.67After 6 months: €146.00 rate · balance €10,146.00After 7 months: €170.33 rate · balance €10,170.33After 8 months: €194.67 rate · balance €10,194.67

Rate and conditions

BalanceRate
€0 – and up2.92%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
2 Jul 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€10,000 fully protected
Swedish scheme

Morrow Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Morrow Bank AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.92% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Morrow Bank →All savings products of Morrow Bank →

  • 2 Sep 2026New: Morrow Bank – Termijndeposito (24 mo) 2.92%

Rate checked on 18 Sep 2026.

Other offers from Morrow Bank

Instant access · 2.20% · Raisin
After 9 months: €219.00 rate · balance €10,219.00After 10 months: €243.33 rate · balance €10,243.33After 11 months: €267.67 rate · balance €10,267.67After 12 months: €292.00 rate · balance €10,292.00After 13 months: €317.04 rate · balance €10,317.04After 14 months: €342.09 rate · balance €10,342.09After 15 months: €367.13 rate · balance €10,367.13After 16 months: €392.18 rate · balance €10,392.18After 17 months: €417.22 rate · balance €10,417.22After 18 months: €442.26 rate · balance €10,442.26After 19 months: €467.31 rate · balance €10,467.31After 20 months: €492.35 rate · balance €10,492.35After 21 months: €517.39 rate · balance €10,517.39After 22 months: €542.44 rate · balance €10,542.44After 23 months: €567.48 rate · balance €10,567.48After 24 months: €592.53 rate · balance €10,592.53
€ 0€ 200€ 400start1 yr2 yrs€593After 1 month: €24.33 rate · balance €10,024.33After 2 months: €48.67 rate · balance €10,048.67After 3 months: €73.00 rate · balance €10,073.00After 4 months: €97.33 rate · balance €10,097.33After 5 months: €121.67 rate · balance €10,121.67After 6 months: €146.00 rate · balance €10,146.00After 7 months: €170.33 rate · balance €10,170.33After 8 months: €194.67 rate · balance €10,194.67After 9 months: €219.00 rate · balance €10,219.00After 10 months: €243.33 rate · balance €10,243.33After 11 months: €267.67 rate · balance €10,267.67After 12 months: €292.00 rate · balance €10,292.00After 13 months: €317.04 rate · balance €10,317.04After 14 months: €342.09 rate · balance €10,342.09After 15 months: €367.13 rate · balance €10,367.13After 16 months: €392.18 rate · balance €10,392.18After 17 months: €417.22 rate · balance €10,417.22After 18 months: €442.26 rate · balance €10,442.26After 19 months: €467.31 rate · balance €10,467.31After 20 months: €492.35 rate · balance €10,492.35After 21 months: €517.39 rate · balance €10,517.39After 22 months: €542.44 rate · balance €10,542.44After 23 months: €567.48 rate · balance €10,567.48After 24 months: €592.53 rate · balance €10,592.53
Per year
AfterInterest up to thenBalance
1 year€292€10,292
2 years€593€10,593
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