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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Morrow Bank
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Morrow BankTermijndeposito

Deposit · 2 years · Morrow Bank AB · Sweden · via Raisin
Open an account at Morrow Bank
Rate
2.92%
2 years fixed
Your return on €100,000
€2,920
per year, annualised · €5,925 total over 2 years
Deposit guarantee
€100,000 fully protected
Swedish scheme

Morrow Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €100,000

Gross interest over 2 years: €5,925.
Interest built up over 2 years
€ 0€ 2k€ 4kstart1 yr2 yrs€5,925After 1 month: €243.33 rate · balance €100,243.33After 2 months: €486.67 rate · balance €100,486.67After 3 months: €730.00 rate · balance €100,730.00After 4 months: €973.33 rate · balance €100,973.33After 5 months: €1,216.67 rate · balance €101,216.67After 6 months: €1,460.00 rate · balance €101,460.00After 7 months: €1,703.33 rate · balance €101,703.33After 8 months: €1,946.67 rate · balance €101,946.67

Rate and conditions

BalanceRate
€0 – and up2.92%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
2 Jul 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€100,000 fully protected
Swedish scheme

Morrow Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Morrow Bank AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.92% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Morrow Bank →All savings products of Morrow Bank →

  • 2 Sep 2026New: Morrow Bank – Termijndeposito (24 mo) 2.92%

Rate checked on 18 Sep 2026.

Other offers from Morrow Bank

Instant access · 2.20% · Raisin
After 9 months: €2,190.00 rate · balance €102,190.00After 10 months: €2,433.33 rate · balance €102,433.33After 11 months: €2,676.67 rate · balance €102,676.67After 12 months: €2,920.00 rate · balance €102,920.00After 13 months: €3,170.44 rate · balance €103,170.44After 14 months: €3,420.88 rate · balance €103,420.88After 15 months: €3,671.32 rate · balance €103,671.32After 16 months: €3,921.75 rate · balance €103,921.75After 17 months: €4,172.19 rate · balance €104,172.19After 18 months: €4,422.63 rate · balance €104,422.63After 19 months: €4,673.07 rate · balance €104,673.07After 20 months: €4,923.51 rate · balance €104,923.51After 21 months: €5,173.95 rate · balance €105,173.95After 22 months: €5,424.39 rate · balance €105,424.39After 23 months: €5,674.83 rate · balance €105,674.83After 24 months: €5,925.26 rate · balance €105,925.26
€ 0€ 2k€ 4kstart1 yr2 yrs€5,925After 1 month: €243.33 rate · balance €100,243.33After 2 months: €486.67 rate · balance €100,486.67After 3 months: €730.00 rate · balance €100,730.00After 4 months: €973.33 rate · balance €100,973.33After 5 months: €1,216.67 rate · balance €101,216.67After 6 months: €1,460.00 rate · balance €101,460.00After 7 months: €1,703.33 rate · balance €101,703.33After 8 months: €1,946.67 rate · balance €101,946.67After 9 months: €2,190.00 rate · balance €102,190.00After 10 months: €2,433.33 rate · balance €102,433.33After 11 months: €2,676.67 rate · balance €102,676.67After 12 months: €2,920.00 rate · balance €102,920.00After 13 months: €3,170.44 rate · balance €103,170.44After 14 months: €3,420.88 rate · balance €103,420.88After 15 months: €3,671.32 rate · balance €103,671.32After 16 months: €3,921.75 rate · balance €103,921.75After 17 months: €4,172.19 rate · balance €104,172.19After 18 months: €4,422.63 rate · balance €104,422.63After 19 months: €4,673.07 rate · balance €104,673.07After 20 months: €4,923.51 rate · balance €104,923.51After 21 months: €5,173.95 rate · balance €105,173.95After 22 months: €5,424.39 rate · balance €105,424.39After 23 months: €5,674.83 rate · balance €105,674.83After 24 months: €5,925.26 rate · balance €105,925.26
Per year
AfterInterest up to thenBalance
1 year€2,920€102,920
2 years€5,925€105,925
Is saving at a foreign bank safe? How the deposit guarantee works in Europe