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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Morrow Bank
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Morrow BankTermijndeposito

Deposit · 2 years · Morrow Bank AB · Sweden · via Raisin
Open an account at Morrow Bank
Rate
2.92%
2 years fixed
Your return on €16,600
€485
per year, annualised · €984 total over 2 years
Deposit guarantee
€16,600 fully protected
Swedish scheme

Morrow Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €16,600

Gross interest over 2 years: €984.
Interest built up over 2 years
€ 0€ 500start1 yr2 yrs€984After 1 month: €40.39 rate · balance €16,640.39After 2 months: €80.79 rate · balance €16,680.79After 3 months: €121.18 rate · balance €16,721.18After 4 months: €161.57 rate · balance €16,761.57After 5 months: €201.97 rate · balance €16,801.97After 6 months: €242.36 rate · balance €16,842.36After 7 months: €282.75 rate · balance €16,882.75After 8 months: €323.15 rate · balance €16,923.15After 9 months: €363.54 rate · balance €16,963.54

Rate and conditions

BalanceRate
€0 – and up2.92%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
2 Jul 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,600 fully protected
Swedish scheme

Morrow Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Morrow Bank AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.92% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Morrow Bank →All savings products of Morrow Bank →

  • 2 Sep 2026New: Morrow Bank – Termijndeposito (24 mo) 2.92%

Rate checked on 18 Sep 2026.

Other offers from Morrow Bank

Instant access · 2.20% · Raisin
After 10 months: €403.93 rate · balance €17,003.93After 11 months: €444.33 rate · balance €17,044.33After 12 months: €484.72 rate · balance €17,084.72After 13 months: €526.29 rate · balance €17,126.29After 14 months: €567.87 rate · balance €17,167.87After 15 months: €609.44 rate · balance €17,209.44After 16 months: €651.01 rate · balance €17,251.01After 17 months: €692.58 rate · balance €17,292.58After 18 months: €734.16 rate · balance €17,334.16After 19 months: €775.73 rate · balance €17,375.73After 20 months: €817.30 rate · balance €17,417.30After 21 months: €858.87 rate · balance €17,458.87After 22 months: €900.45 rate · balance €17,500.45After 23 months: €942.02 rate · balance €17,542.02After 24 months: €983.59 rate · balance €17,583.59
€ 0€ 500start1 yr2 yrs€984After 1 month: €40.39 rate · balance €16,640.39After 2 months: €80.79 rate · balance €16,680.79After 3 months: €121.18 rate · balance €16,721.18After 4 months: €161.57 rate · balance €16,761.57After 5 months: €201.97 rate · balance €16,801.97After 6 months: €242.36 rate · balance €16,842.36After 7 months: €282.75 rate · balance €16,882.75After 8 months: €323.15 rate · balance €16,923.15After 9 months: €363.54 rate · balance €16,963.54After 10 months: €403.93 rate · balance €17,003.93After 11 months: €444.33 rate · balance €17,044.33After 12 months: €484.72 rate · balance €17,084.72After 13 months: €526.29 rate · balance €17,126.29After 14 months: €567.87 rate · balance €17,167.87After 15 months: €609.44 rate · balance €17,209.44After 16 months: €651.01 rate · balance €17,251.01After 17 months: €692.58 rate · balance €17,292.58After 18 months: €734.16 rate · balance €17,334.16After 19 months: €775.73 rate · balance €17,375.73After 20 months: €817.30 rate · balance €17,417.30After 21 months: €858.87 rate · balance €17,458.87After 22 months: €900.45 rate · balance €17,500.45After 23 months: €942.02 rate · balance €17,542.02After 24 months: €983.59 rate · balance €17,583.59
Per year
AfterInterest up to thenBalance
1 year€485€17,085
2 years€984€17,584
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